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Winter 2025

Borrower Feature: Eye Clinic North

Third-generation local optometry practice expands facilities to keep pace with eye care in Northeast Minnesota

Drs. Hannah and Matthew Sipola, with Laurentian Chamber of Commerce representatives, cut the ribbon on Eye Clinic North's newest site, in Virginia, in January. The Virginia location is one of three in the area.

The owners of Eye Clinic North, third-generation practitioners on the Iron Range and in Duluth, have a clear vision for the future of their medical optometry practice and retail eye care.


Dr. Matthew Sipola and Dr. Hannah Sipola have dramatically increased their practice's physical footprint, improved accessibility for the diversity of people they serve, and expanded their staff team. A new construction office in Hibbing opened in late 2023. Then, this month, they cut the ribbon on a bigger site in Virginia. Eye Clinic North also has a Duluth location.


Matt's father and grandfather both practiced here, and Matt says he knew from the 10th grade that he wanted to follow in their footsteps. After he and Hannah concluded their training and residencies in 2015, Matt was eager to come back home to northeast Minnesota.


The couple are among a small number of Minnesota optometrists who are board certified in medical as well as general optometry, improving their ability to help treat and manage diseases and injuries of the eye as well as provide eye exams, glasses, contacts, and safety glasses.


"Demand for health care is growing across the board, yet the number of providers, especially in rural areas like ours, is not," said Matt. "Half a dozen Iron Range eye care providers have retired or moved in the past five years or so and not been replaced," he added.



The Sipolas have invested significantly in their business and their communities to help fill the gap. Adding new equipment and leading-edge treatments, bringing Dr. Kayla Bechthold and her practice into Eye Clinic North, and relinquishing their too-small downtown locations for new spaces has equipped them to serve more patients, more comfortably and efficiently.

“The former offices had no room to grow. Hallways and restrooms did not fit wheelchairs and exam space was limited. We had to turn patients away," Matt explained. "Across our two new sites, we've more than doubled our footprint and are fully ADA compliant, too."

Growth has not come without challenges. A week before the Hibbing construction was to start, it was learned the site sat atop a former dump. Testing revealed soil contamination, and suddenly the Sipolas were faced with undertaking (and fronting the costs of) a clean-up. The schedule slipped way behind. But, they had strong support behind them.


"I was on the phone a ton with Mike (Colclough), our banker, the City. We all learned a lot and figured things out including getting help to pay for the remediation," said Matt.

Our loan team visited with the Sipolas during the Virginia ribbon cutting.

Many agencies assisted in the clean-up, including the Iron Range Resources and Rehabilitation Board, Minnesota Department of Employment and Economic Development, Arrowhead Regional Development Commission, Arrowhead Economic Opportunity Agency, and the City of Hibbing. The project received a 2024 Minnesota Brownfields ReScape Award recognizing innovation, collaboration, and exemplary results in revitalizing formerly contaminated land.


"Northland Foundation was a big part of financing for our Hibbing build and were there again working with us and our bank when we needed an equipment loan to complete the Virginia remodel. Having them on our side made a huge difference," Matt stated.


Now that they've cut the ribbon on their Virginia office, the Drs. Sipola are excited to put construction and remodeling aside and get back to focusing fully on patient care.


Michael Colclough, Northland Foundation's Business Services Director, is also pleased to see the Sipolas vision realized.


"We worked closely with Matt and Hannah on a financing solution tailored to their expansion goals," Colclough said. "Their commitment to building on a family legacy and making care accessible to more people made this project an exciting one for us."

Find out more about Eye Clinic North services and their three locations at eyeclinicnorth.com.

Business Lending Staff

Michael Colclough

Business Services Director

Amanda Vuicich

Small Business Lender

Suzanne Rauvola

Systems Manager

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