|
BANK LOCAL
WITH THE ONLY BANK HEADQUARTERED IN BERKS
| |
|
The First National Bank in Fleetwood opened for business on December 7, 1907 with $20,000 in deposits. At one point, there were more than twenty banks headquartered in Berks County. Today, Fleetwood Bank is the only Bank headquartered in Berks.
Our community has always been at the heart of our brand. Every connection we make and every initiative we support is driven by our commitment to empowering those we serve and making a meaningful impact. Our brand identity reflects everything we stand for as your trusted financial partner — dedication, integrity, and a shared vision for success. Together, we’re building a stronger, brighter future for our community.
| |
It's Identity Theft Awareness Week | |
Learn More About How To Stay Protected | |
|
At Fleetwood Bank, we’re all about protecting what matters most to our customers.
Did You Know: There were over 1 million identity theft reports filed by U.S. consumers in 2023. Based on the number of reports filed in Q1 through Q3 of 2024, it was projected that 2024 was expected to result in more identity theft cases reported than in 2023.
In today’s digital world, protecting your identity has never been more important. That’s why we’re providing you with resources and knowledge on how to safeguard your personal information and take proactive steps to reduce risk for yourself and your loved ones.
| |
|
Identity Theft Awareness Week is also a great time to do a check in to see where you stand when it comes to protecting your personal information.
Take our quiz to evaluate how well you protect your personal information:
| |
|
As mentioned in our Identity Theft Awareness Week blog, one way to prevent identity theft is through shredding old documents that contain personal information, such as bills or bank statements. That's why Fleetwood Bank hosts a Free Shred Event each year to help keep our customers and community as a whole safe.
We hope to see you at this year's event!
| |
PUTTING THE "UNITY" IN COMMUNITY | |
|
For the second year in a row, Fleetwood Bank is participating in the Help A Girl Out donation drive to benefit our neighbors.
Help A Girl Out is a grassroots movement started in Berks County. Their 2025 partners, Co-County Wellness Services, and Helping Harvest, are able to reach those in need located throughout Berks and Schuylkill Counties. This opportunity allows HAGO to reach more people and create a greater impact in a child's access to education, after school activities, and friends gatherings. Women can go to work and not have to worry about their day to day movements.
Last year, thanks to everyone's efforts - including our customers, neighbors, employees and friends - the third annual Help A Girl Out Campaign collected 47,134 units of product. This was a 137% increase compared to 2023's collection of 19,928. Help us grow this number even more this year! You can either drop off donations at any of Fleetwood Bank's seven convenient offices throughout Berks County, or you can buy directly from HAGO's Amazon Wish List here, and your purchase will be shipped right to HAGO.
| |
|
Fleetwood, Pennsylvania was founded in 1873. Over the years, many organizations and individuals contributed to make the town the special place it is. As Fleetwood begins its 151st year, they're saluting and celebrating the special people with the creation of THE FLEETWOOD CADILLAC AWARD for extraordinary community service and THE FLEETWOOD HOMETOWN HERO AWARD to an individual or individuals who made a difference. Join us for the celebration in saluting Fleetwood’s Finest on March 8, 2025 at the Fleetwood Fire Co. Social Quarters Banquet Hall.
Fleetwood Bank is a proud sponsor of this event.
| |
OVERSPENDING DURING THE HOLIDAYS IS EASY | |
Luckily, so is consolidating your debt. | |
|
Now that the holiday season is over, many of us may really be feeling the winter blues… and, at this time of year, looking at your bank account may not help that feeling. If you’re feeling this way, you aren’t alone.
Studies show that 7 out of 10 Americans exceed their budgets during the holidays, and more than one third of consumers took on debt this holiday season. The good news? It’s not just overspending during the holidays that’s easy to do. Luckily, so is consolidating your debt, and our team is here to help!
Take advantage of our home equity solution that gives you the best of both worlds – the flexibility of both a line of credit and a fixed loan. You choose whether you lock the rate or leave it.
There's no better time than the present to get your finances in order.
| |
THE DIFFERENCE OF BANKING LOCAL | |
Client Feature - Sloan Paving & Fisher's Rental | |
|
As Fishers Rental celebrated 30 years in business, the company also decided to make a shift to #BankLocal. In April of 2024, they made the switch after being dissatisfied with the direction their previous bank was heading towards, particularly the lack of personal connection.
"We liked the personal connection we felt with Fleetwood Bank and the ease of knowing who to call if we had any questions or problems. The easiest part was just making the decision to switch,” explains Traci Fisher. “I am very pleased with the personal contact and the vigilance of watching over our accounts. Fleetwood has assisted just by always being available to answer questions I may have. The transition on the bank's side has been very smooth.”
Although they work on projects locally, they have also completed jobs across Pennsylvania and beyond, including in Maryland, New Jersey, and Washington, D.C. Despite their growth and regional reach, they remain committed to their roots as a family-owned and operated business.
| |
HOMEOWNERSHIP ON YOUR 2025 BUCKET LIST? | |
|
In today’s world, many younger potential buyers consider their homeownership goals unobtainable when they look at the rate environment and the low number of homes available on the market in comparison to pre-pandemic levels.
For those who have or are considering the transition into homeownership, know this:
- Recent data shows that homeowners typically have a net worth that is around 40 times higher than renters. (To put it in perspective, the median homeowner’s net worth is around $400,000 and the median of a renter’s net worth is around $10,400).
- Most people (approximately 90% of homeowners), opt in for 30-year mortgages, so delaying now not only pushes homeownership further into your future, but also the payoff of your home. Think of how this may impact your retirement.
- Real estate is one of the most effective ways to build wealth. Each monthly payment helps you build equity that is yours and not your landlords, and that monthly payment is locked in for the duration of your mortgage - unlike rent which can be unpredictable and increased by your landlord.
- November 2024 was the thirteenth consecutive month of year-over-year growth for the number of houses on the market.
| |
|
Our Smart Savers Program is a great way to motivate students to earn good grades and to help develop financial skills at a young age. It's designed to give students financial independence and help establish a sound financial foundation for future decision making.
Students in grades K-12 can open a Smart Savers Savings Account and earn cash for good grades (up to $20 each quarter). Once the student turns 13, they also will have the opportunity to open a checking account and receive a debit card (including the FASD Custom Tiger Card) with a parent or guardian present.
| |
|
Friendly reminder that all seven of our branches will be OPEN, but with limited hours from 9 AM to 12 PM on Monday, February 17 in observance of Presidents' Day.
You can always use our mobile banking app and ATMs anytime at your convenience!
| |
COMMITTED TO OUR CUSTOMERS | |
Your Satisfaction Is Our Top Priority | | | | |
