Upcoming Seminars

We hope you have had a nice Summer! Our county seminars will resume this Fall! The topic of discussion will be Current Developments in VT Real Estate [2 hours of CLE (including .5 hours of ethics) for attorneys licensed in VT]. The seminar schedule is as follows:

Have a Topic of Interest?

We gain a lot of knowledge from your offices about what you are seeing out in the land records and experiences you are encountering with your transactions. Thank you for the valuable information! Please continue to email/call our office with anything you are hearing or experiencing. We love hearing from you!

September CATIC Webinar

2024 Sued for Wire Fraud:

Hosted with CertifID

Thursday, September 19, 2024 - 1:00 P.M.

Stay in the know.

2024 Sued for Wire Fraud is an industry-first report in which CertifID analyzed over 100 of the most recent court cases on the subject of wire fraud liability. In this webinar, CertifID and CATIC will share information that title agents and attorneys need to know to better protect themselves. 

We’ll cover topics such as:



• Legal theories employed in wire fraud cases;
• Regulations governing the rights and responsibilities of parties involved in electronic funds transfer;
• Landmark consumer and commercial cases, and what these precedents mean for real estate firms, financial institutions and insurance providers, and consumers;
• Recommended security measures, education, and industry collaboration required to mitigate the risks of financial loss, litigation, and reputational impact from wire fraud. 

CLE Eligible: 1 credit in CT, FL, NH, NY, RI, TN & VT (additional states pending)

Can’t access CATIC Academy? That sounds terrible!

The solution is easy. All you need is a CATIC agent login.

Click here to create one today and start enjoying all the Academy has to offer!

Our Competitors are Your Competitors too!

In Vermont, in 2023, our competitors derived $1,061,713 in premium from direct operations and affiliated businesses. Direct operations means a title insurer who performs settlement services through itself, or a wholly owned subsidiary. CATIC does not engage in direct operations. Click here to view the direct operation figures*.

Our business model remains to "keep you in the game" through communication and education, and by offering products and services to aid your daily practice. As we continue to navigate challenges together, facing issues such as fraud, cyberattacks, and legislative changes, we remain thankful for your partnership. Your hard work and dedication to the constantly evolving real estate market are highly valued by your clients, lenders and CATIC. 

We at CATIC/VATC appreciate and respect your dedication to real estate and transactional law. Please feel free to reach out to your Vermont team anytime!

*These figures are sourced directly from the 2023 Annual Statements filed with the NAIC.

How to Find HUD Second Liens



July 23, 2024

The U.S. Department of Housing and Urban Development (HUD) has several tools to help borrowers avoid foreclosure. One of the resources is through an interest-free second lien—called a partial claim lien—that borrowers can use to pay down arrearages. FHA has reported persistent instances in all areas of the country in recent years where the lien is successfully recorded but not detected by title agents.

According to HUD, the best way to obtain payoffs for partial claims is through the SMART Integrated Portal (SIP). Title companies and attorneys with third-party authorization may create accounts to request and to receive documentation online, often with a short turnaround.

Information about how to obtain payoffs and make payments can be found here:



• HUD's National Servicing Center
• Secretary-held Mortgage Servicing Contractors 

Wire Transfers

As a reminder, HUD does not accept wire transfers for Secretary-held lien payoffs. The recipient of any Secretary-held lien payoff statement that contains wiring instructions should immediately contact the FHA Resource Center by email or by phone at 800-225-5342 to report that a possibly fraudulent payoff statement has been received and to obtain a correct payoff statement. (Persons with hearing or speech impairments may reach the FHA Resource Center by phone by calling the Federal Relay Service at 800-877-8339.)

Contact ALTA at 202-296-3671 or communications@alta.org.

Product/Service Spotlight:



2024 CATIC Form 1099-S Filing Service

Make filing your 1099-S forms easier, safer, and more efficient - while saving your firm time and money!

Check out these quick links below to get started!

1099-S Services Website

1099-S Services Overview

Email the 1099-S Team

Enroll in the 1099-S Program

Sign up early!

Career Network

We often hear of firms who are hiring. While we welcome phone calls or emails, we have added a career network post under News and Announcements (bottom right-hand corner) on the VATC website.