AN INDEPENDENT RISK MANAGEMENT COMPANY

Happy New Year from FRM Group Insurance!

As we step into 2025, we want to take a moment to express our gratitude for trusting us to protect what matters most to you. The start of a new year brings fresh opportunities and renewed goals, and we’re here to ensure you have the peace of mind to focus on what’s ahead.

From all of us at FRM Group Insurance and Financial Services, Happy New Year! May 2025 bring health, happiness, and success to you and your loved ones.

Holiday Office Hours:

Our offices will be closing December 31 at 1pm

and will reopen January 2, 2025.

We hope you have a wonderful holiday filled with joy and warmth!

Protecting Your Family, Home, and Privacy

🛸 Drone Safety:

Drones are often seen as toys or hobbyist aircraft, but they can also pose risks to your family, home, and privacy. Whether you own a drone or not, it’s important to understand the regulations and safety tips surrounding their use. Here’s what you need to know about recreational drone standards, safe operation practices, and protecting your privacy.

📋 Recreational Drone Regulations

If you own a recreational drone, make sure you follow these guidelines from the Federal Aviation Administration (FAA):

Registration Requirements: Drones weighing between 0.55 pounds and 55 pounds must be registered online.
Registration Number: Once registered, you’ll receive a number that must be placed on your drone.
Validity: Drone registration is valid for three years. Failing to register can result in regulatory and criminal penalties.

Learn More

✈️ Drone Safety Tips

Operating drones safely is crucial for protecting your community. Follow these tips for safe drone operation:

Check local laws and ordinances to ensure drone usage is permitted in your area.
Make sure the operator is familiar with the drone’s controls.
Fly drones below 400 feet and avoid obstacles.
Keep the drone in sight at all times. Use an observer if necessary.
Avoid flying in windy or inclement weather conditions.

🔒 Ensure Data Security

Did you know drones equipped with smartphones can potentially access data from unsecured devices? Since drones can reach places inaccessible to people, they could violate your privacy or access private information.

Protect your home and devices from intrusion by implementing strong household cybersecurity measures, such as securing your Wi-Fi networks and devices.

For more home safety guidance or to review your homeowners insurance for drone-related incidents, contact us today. Let’s work together to ensure your family and property are protected.

Angels for Aging: A Holiday Success!

Our Angels for Aging Campaign has wrapped up, and we’re thrilled to share the incredible success made possible by YOU, our wonderful community! Thanks to your generosity, dozens of gifts were delivered to local seniors in need, spreading holiday cheer and making the season truly special.

Stroudsburg Office:

Our tree overflowed with beautifully wrapped gifts that brought smiles to seniors in Monroe County.

Lehighton Office:

The community came together to fulfill holiday wishes for seniors in Carbon County, making their holiday season brighter than ever.

A heartfelt thank you to everyone who participated, including our partners and contributors.

Together, we’ve shown the true spirit of giving. 💕

Start the Year Off Right:

Schedule Your Annual Review!

A new year is the perfect time to review your insurance policies to ensure you’re protected for 2025. Whether it’s your home, auto, life, or business policies, our expert team is here to make sure your coverage meets your current needs.

Contact Jonathan or Ronnie today to schedule your Annual Insurance Review. Let us help you start the year with peace of mind

and confidence in your coverage.

📞 Call us today to schedule your review: 570-421-7447

Jonathan L. Comeaux

Account Manager,

Commercial Sales

JonathanC@FRMinsurancegroup.com

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Ronalyn D. Birnbaum

Managing Agent, Commercial/Personal Lines

RonnieB@FRMinsurancegroup.com

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Thank you for being part of the FRM Group family. We’re excited to serve you in 2025 and look forward to helping you achieve your goals and protect what matters most.

Here’s to a fantastic year ahead! 🎉