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AUGUST 2024

PERSPECTIVE SHIFT

I took the opportunity to attend a conference designed exclusively for financial coaches at Ramsey Solutions in Nashville last week. The event was packed with learning, networking, and sharing. 


One financial coach helped me shift a perspective that I had, and it didn't have anything to do with personal finances. I’m on a mission to walk at least one mile a day at least six days a week. I’m doing this for my mental and physical health. I also want to be a good example for others in my life. 


I’ve tried the “exercise while traveling” thing before. It’s such a pain! Packing extra workout clothes, making sure you have the “right” shoes to wear, and planning a schedule that allows for the exercise are all potential barriers that you don’t face at home. But this time was different. I was prepared! Except
I HATE sweating. 


Did I mention the conference was in Nashville? I went from 25% humidity to 85% humidity. It was so uncomfortable. But I leaned into the offer of walking to a nearby coffee shop, Just Love, and Whole Paycheck (Foods). We walked over a mile and all I could do when we returned to the hotel, was walk into the hotel room and turn the thermostat down to 65 degrees to expedite my drying time (my poor roommate)!


As I complained to my roommate about sweating, Financial Coach, Sarah van Akkeren, challenged me by saying, “you know that sweating is a good thing, right?” I was perplexed. “Huh?” She went on, “the fact that you’re sweating means that you’re getting rid of toxins in your body.” While I’m not convinced that what she said is true, the idea that sweating may not be a bad thing stuck with me. I’m more accepting that sweating IS a good thing and that it is my body’s way of keeping me cool and preventing DEATH!


Her question and challenge helped me shift my mindset and perspective around exercise and sweating. What does this have to do with money? When I ask people about their budgeting practices here are the most common perspectives: 


1.        â€œI have an Excel spread sheet and I list out all my expenses for the month.” 

2.        â€œI don’t need to budget. We have enough money to cover our expenses.” 

3.        â€œI don’t budget because I tried it, and it didn’t work for me.”


Here are some alternate perspectives to those listed above. 

  • What if you spent more money than what you planned in your Excel spreadsheet? How would you know where your money went at the end of the month? 


  • What if these were limiting beliefs? Meaning you believe that the thought or state of mind is the absolute truth, and it stops you from doing certain things.  For example, if you don’t need to budget because you have enough to cover your expenses, how would you know if you are living paycheck to paycheck or not? And how do you measure your success in reaching your financial goals? Or if you don’t budget because it didn’t work for you, what part of the budget process didn’t work for you? What else is possible?  


What is your sweat story? What results or goals are blocked by these stories? What limiting beliefs or perspectives do you have that might need challenged? What do you think is impossible? How do you know it’s true? Share your story with me.

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THREE THINGS TO BUDGET

ï»żFOR IN SEPTEMBER:

1. Holiday Photos:

The fall is a great time to get family photos taken. Whether it be for the holidays or updating the wall of family photos.


2. Winterizing Expenses:

It's time to prepare for things that change when the seasons do. Will you need to change tires on your car? Or have the sprinkler system blown out? What about closing your cabin or pool? Do you have an RV, motorcycle, or boat the need winterized?


3. Tailgating:

For those who are football fans who like to tailgate, it can be an investment. Consider the cost of the parking spot, the food/beverages, the propane and batteries that it will take to have fun before and after the big game!


BONUS TIP:

August is Will Month. If you haven't done your will or need to update it, you can receive 25% off your will through Mama Bear Legal Forms by clicking here and using Promocode: WILLMONTH.


If you feel confident about preparing your own will, Spokane residents can access free legal forms through the city's public online library system for FREE. If you don't have a library card, you can easily register for one. Login online and search for Gale Legal Forms. There you can access a great amount of free templates that you can customize to meet your needs.

WANT SOME HELP?
 

ï»żBACK TO LIFE & BACK TO REALITY

Remember that song? Summer is a season for fun and building memories. Whether you went to lots of concerts, went to Hawaii, or Mexico or bought a new boat, maybe your financial goals took a back-burner. For those of you who are waiting for a perfect time to get back on track, rest assured, there's no time like today. If you need a budget tune-up, need help with your budget meetings, or want to get on the same page as your partner/spouse click below to schedule your session.

CURRENT/RETURNING CLIENTS
FREE COACHING SESSION
 

ï»żUPCOMING LEARNING AND

ï»żDEVELOPMENT OPPORTUNITIES

Click on the blue links for more information and to register

  • Kaleidoscope Group Coaching Program facilitated by Life Coach, Jen Westra starts September 11. You will literally be transformed when you go through this 2-month group coaching program. Learn more and register by clicking here.
  • REGISTER TODAY: Quench Your Wealth: Hydration and Money Mindfulness will take place on Thursday, September 26th at 6:00 p.m. at The Hive, Studio E. Only $15 per person or $25 per couple. First 10 people to register will receive a special gift!
  • Clients & Friends Retreat facilitated by Coach, Jill Yashinsky-Wortman. This in-person, 3-hour event starts at 9:00 a.m. (PT) on Saturday, September 28th at Harmony Woods Investment: $40
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