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FINANCIAL STRATEGIES NEWSLETTER

FIRST QUARTER 2024

Dear {First Name},

In this quarter's newsletter we discuss how to make a backdoor Roth IRA contribution, what Social Security benefits are available for a spouse and their survivors, plus how a health savings account can help pay for medical expenses. Don't miss our two new video clips: an interview with Ryan Fleming where he discuses his AFM career, and a cultural montage of all of the highlights at AFM last year. Make sure to check them out below!

The AFM Team

MARKET UPDATE

It was a positive strong quarter to start the year as the S&P 500 was up 10.56% and the economic data showed signs of healthy growth.

WHAT YOU NEED TO KNOW ABOUT BACKDOOR ROTH CONTRIBUTIONS

Is your income too high to make a Roth IRA contribution? Learn more about this legal and straightforward strategy to get around this hurdle.

WHAT IS A HEALTH SAVINGS ACCOUNT?

Are you covered by a high-deductible health plan? Learn how a Health Savings Account can be used to pay for qualified medical expenses.

NEXT STEPS FOR A SPOUSE OR SURVIVOR: NAVIGATING SOCIAL SECURITY BENEFITS

Losing a spouse is emotionally challenging, and during this difficult time understanding Social Security benefits becomes crucial. As a widow or survivor, you may be eligible for financial support based on your late spouse or parent’s work history.

40TH ANNIVERSARY INTERVIEW WITH RYAN FLEMING

As part of our firm's 40th anniversary celebration, we're showcasing the stories of our principals as part of a video Q&A series. Watch the fourth and final installment of this series featuring an interview with Ryan Fleming.

Watch here

2023 CULTURAL MONTAGE

2023 marked Armstrong, Fleming & Moore's 40th anniversary. Throughout this special year, our team soared to new heights, both personally and professionally, and we couldn't be more proud. Join us in celebrating some of these milestones and highlights with this cultural montage. We can't wait to share more memories from our vibrant family in 2024!

Watch here

AFM NEWS & NOTES

Our Founder and Chairman Emeritus, Alexandra Armstrong, was awarded Commonwealth Financial Network's inaugural Alexandra Armstrong Empowerment Award!
Carl Holubowich was featured in an article from USA Today!
Jack Russell passed the CFP exam!

TAX RETURN REQUEST

If you haven't done so already, please send us a copy of your 2023 Federal and state returns to help us better serve you throughout the year. We are best able to perform tax related analysis with your most current tax return.

The easiest and most secure way to send your tax return is through your Investor360 online access. For instructions on how to upload your return click here. Don't have an Investor360 login? Please contact us to have one setup.

Subscribe to Capital Insights for more frequent updates

Armstrong, Fleming & Moore, Inc.

202.887.8135 |202.887.0050 Fax | info@afmfa.com

Providing financial planning and investment advice since 1983

Securities offered through Commonwealth Financial Network®, Member FINRA/SIPC. Fixed Insurance products and services and advisory services offered by Armstrong, Fleming & Moore, Inc., a Registered Investment Adviser, are separate and unrelated to Commonwealth.

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