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Your Life. Your Needs. Your Plan.
Greetings!

Hope this finds you well!

As you may have heard through the media, many people are NOT financially prepared for retirement and face a shortfall in funds. If you have not saved adequately the past few decades and are relying social Security benefits to cover retirement living expenses, your standard of living will likely be lower than today while you are still working.

Check out this week's blog below.

Rick Fingerman, CFP® and Lyman H. Jackson, CFP®
Financial Readiness for Retirement – Are YOU Ready?
There is no “one size fits all” solution to get ready for retirement. Instead, the best approach is to employ a variety of strategies to provide resources for the retirement lifestyle that fits your goals and reduces anxiety about running out of money.
We Specialize In Three Areas
Retirement
Whether in retirement or nearing retirement, our disciplined approach will help ensure you are on track
Women in Transition
Recently widowed or divorced, our compassionate approach will give you peace of mind and a sense of empowerment
Paying for College
With skyrocketing costs and little time left to save, without a college plan, one's retirement could be in jeopardy
Medically Assisted Death
Physician-assisted suicide–perhaps more accurately termed physician-assisted dying or medical aid in dying–allows the terminally ill to end their lives through the voluntary self-administration of a lethal dose of medication expressly prescribed by a physician for that purpose.
Complimentary Webinar -Planning for Medicare - Countdown to 65

Please join Medicare expert and Senior Plan Consultant at Blue Cross Blue Shield of Massachusetts, Susan Flanagan for this lively discussion about Medicare. October 10, 2024
Should You Retire Abroad or Stay in the U.S.?


While most Americans spend their retirement in the U.S., a growing number are opting to retire overseas.

Here are the pros and cons of each option to help you decide.
Some people are just born with music in their soul


Check out this 9 year old playing the blues!
IRS Finalizes RMD Regulations: Key Takeaways and the 10-Year Rule for Beneficiaries

The IRS issued its highly anticipated final regulations for required minimum distributions on July 19, 2024. These regulations incorporate rules from both the Secure and Secure 2.0 acts.

Recipe of the Week

Vegan Sweet Potato Shepherds Pie

Vegan Sweet Potato Shepherds Pie! Packed with beans, vegetables, amazing spices and topped with mashed sweet potatoes.
Quote of the Week

"The secret to happiness, of course, is not getting what you want; it's wanting what you get."

- Alex Trebek



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Financial Planning Solutions, LLC ("FPS") is a fee only Registered Investment Advisor ("RIA") located in the Commonwealth of Massachusetts. FPS provides asset management and related services for clients nationally. FPS will notice file and maintain all applicable licenses as required by the various states in which FPS conducts business, as applicable. FPS renders individualized responses to persons in a particular state only after complying with all regulatory requirements, or pursuant to an applicable state exemption or exclusion. 
The opinions and comments of this newsletter are those of Financial Planning Solutions, LLC and are not intended as specific advice or recommendations. To understand what investments are right for you and your situation, it is recommended that you sit down with a Certified Financial Planner™ Practitioner that understands your financial situation, goals and desires. This information is being provided as a courtesy. When accessing the website links, you are leaving this site and assume total responsibility and risk for the sites you are visiting. We also make no representation of the completeness or accuracy of websites.
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