Your Trusted Insurance Partner FRM Group Insurance August 2024 eNewsletter 💼

AN INDEPENDENT RISK MANAGEMENT COMPANY

Comprehensive Insurance Solutions Tailored

for Your Business Needs

At FRM Group Insurance, we take pride in offering specialized insurance programs to meet the unique needs of our clients. With locations in Stroudsburg, Lehighton, and Bethlehem, PA, we are conveniently positioned to serve you with the best insurance solutions.

Malt Beverage Distributors Program

If you are a malt beverage distributor, our tailored insurance program offers you comprehensive coverage to protect your business. Eligible policyholders can benefit from our program by meeting the following requirements:

All Lines Dividend: Applies to all lines except umbrella and surety.
Enhanced Coverage: Available for auto, business owners, property, and general liability insurance.
Comprehensive Liquor Liability: Additional credit available if you use an electronic scan device.
Preferred Pricing: Available on property, umbrella, and general liability insurance.
Equipment Breakdown Coverage: Automatically included in your policy.

Car Wash Insurance

Running a car wash comes with unique risks. FRM Group Insurance provides tailored coverage to ensure your business is protected against potential liabilities, property damage, and more. Let us help you keep your operations running smoothly and securely.

Auto Repair Shop Insurance

Auto repair shops face various risks daily, from property damage to liability issues. Our specialized insurance programs for auto repair shops offer comprehensive coverage, ensuring your business is safeguarded against unforeseen events. Trust FRM Group Insurance to protect your livelihood.

To qualify, you must:

Be an association member as of the end of the program year.
Have an in-force policy with Penn National Insurance at the time the dividend is declared.
Be current on all earned and audit premiums at the time a dividend is declared unless there is a valid audit dispute.

The Chamber Dividend Program

We are proud to offer The Chamber Dividend Program through Penn National Insurance which is designed to provide savings and benefits to our policyholders who are members of the Chamber.

Over $850,000 has been returned to member businesses through this program.

Program Features:

All-lines dividend (excluding umbrella and bonds).

Dividend payments are based on total group program

premium and claims experience of eligible lines.

As program grows, so does dividend potential.

Enhanced coverages on auto, businessowners, property, workers’ compensation, and general liability — giving you added protection at no additional cost.

Equipment breakdown coverage automatically included with businessowners and property policies

Information and services to help reduce losses —

the payoff is greater dividend potential.

Outstanding, local claim and customer support service

Let FRM Group Insurance be your trusted partner in securing the future of your business. Contact us today to learn more about our specialized insurance programs and how we can help you stay protected.