April 15, 2024

reminder: 2023 tax returns

CHFA does not always require tax returns; however, read important reminders below for details.

When tax returns are required, CHFA will require a 2023 tax return for loans locked on or after April 15, 2024. A full transcript or a copy of the filed tax return including all pages, is acceptable.

Distinctions between returns and transcripts:

Program	Tax Returns or Tax Transcripts
CHFA FirstStep^sm	2023 tax return or transcript required Note: submission of an older tax return, filing extension, W-2 or wage and income transcript in lieu of a return is not permitted
CHFA SmartStep^sm	Tax return or transcript only required if noted in AUS findings
CHFA Preferred^sm(including VLIP)	Most recent two years tax transcripts (not tax returns) requested on 4506-C

Please contact us with any questions or for more information.

CHFA Home Finance
Homeownership@chfainfo.com
303.297.7376 or 888.320.3688 Denver
970.241.2341 or 800.877.8450 Western Slope

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