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Your Life. Your Needs. Your Plan.
Greetings!

Hope this finds you well.

Have you ever heard of the term: IRMAA (Income-Related Monthly Adjusted Amount)? Chances are you may not - unless you are currently enrolled in Medicare Part B or in Medicare Part D prescription drug coverage

Check out this week's blog below.

Rick Fingerman, CFP® and Lyman H. Jackson, CFP®
What is IRMAA?
IRMAA is calculated on a sliding scale with five income brackets (up to $500K for individuals; up to $750K for joint taxpayers). The higher the MAGI (Modified Adjusted Gross Income), the higher the IRMAA.
We Specialize In Three Areas
Retirement
Whether in retirement or nearing retirement, our disciplined approach will help ensure you are on track
Women in Transition
Recently widowed or divorced, our compassionate approach will give you peace of mind and a sense of empowerment
Paying for College
With skyrocketing costs and little time left to save, without a college plan, one's retirement could be in jeopardy
Are There Benefits to Pole Walking for Weight Loss?
Does walking with poles, also known as Nordic walking or “exerstriding,”, beat our regular walking for depression, sleep quality, and weight loss?
Post-Divorce Financial Checklist: Essential Steps to Rebuild Your Financial Life


Retirement Daily contributor, Rick Fingerman, walks through it in this recent article.
See Who is Older and Younger than You


As you get older, it might start to feel like everyone is getting younger around you. At what point are you older than the majority?

To Love Is to Be Brave 


Family life often requires extraordinary bravery, from navigating the daily challenges to surviving the unexpected crises. Author and podcaster Kelly Corrigan offers profound wisdom (and seven key words) to help you focus in on what matters most.
102-year-old Holocaust survivor is Vogue Germany’s cover star

Margot Friedländer, née Bendheim, was born in Berlin in 1921. According to a brief bio on the website of Berlin’s Jewish Museum, Friedländer spent the early part of the war with her mother and younger brother Ralph after her parents separated. 
Recipe of the Week

BANANA NUT BREAD BLISS BALLS


Simple and quick to prepare, these delectable Banana Nut Bread Bliss Balls are perfect for satisfying your snack cravings.
Quote of the Week

"You have to train your mind as much as your body."

- Venus Williams



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Financial Planning Solutions, LLC ("FPS") is a fee only Registered Investment Advisor ("RIA") located in the Commonwealth of Massachusetts. FPS provides asset management and related services for clients nationally. FPS will notice file and maintain all applicable licenses as required by the various states in which FPS conducts business, as applicable. FPS renders individualized responses to persons in a particular state only after complying with all regulatory requirements, or pursuant to an applicable state exemption or exclusion. 
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