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Advantage Advisor
Monthly Newsletter: May - 2024
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The Vicious Cycle: How Minimum Payments Keep You Trapped In Credit Card Debt | In today’s consumer-driven society, credit cards have become an indispensable financial tool for many. They offer convenience, flexibility, and rewards, but they also come with a hidden danger: the minimum payment trap. While making minimum payments on credit card debt might seem like a manageable way to handle debt, it can quickly spiral into a never-ending cycle of financial struggle. In this blog post, we’ll explore the insidious nature of minimum payments and how they contribute to keeping individuals trapped in debt. | |
1. Should You Trust Financial Advice From People On TikTok? | |
2. Coping With Large Medical Bills: A Guide To Handling Significant Medical Expenses | |
3. 6 Ways To Save Money While Saving The Environment | |
4. Clients Speak Out (Reviews) | |
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Should You Trust Financial Advice From People On TikTok? | In recent years, TikTok has exploded onto the social media scene, captivating millions with its short-form video content. While the platform is known for dance challenges, lip-syncing, and comedic skits, it has also become a hub for sharing a wide range of information, including financial advice. | | |
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Coping With Large Medical Bills: A Guide To Handling Significant Medical Expenses | Coping with large medical bills can be a stressful and overwhelming experience. However, taking the right approach to managing these medical expenses can help you avoid falling into a cycle of debt. | | |
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6 Ways To Save Money While Saving The Environment | In today’s world, many of us want to find ways to balance our budget while also protecting the planet. Fortunately, there are plenty of strategies that can help you save money and contribute to environmental sustainability at the same time. | | |
Get a free analysis of your debt, a budget breakdown, and a personalized 20+ page Action Plan for becoming debt free. It's all online, 100% secure, no obligations, and it only takes a couple of minutes to complete. |
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Food prices are still on the rise and putting a strain of many people's wallets. Use a shopping list to avoid impulse buying and stick to a budget when shopping. This helps you avoid unnecessary purchases and saves money in the long run. |
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“It all made sense working with your program. I eliminated $30,000 in debt in a few years with one monthly payment that was easy to make. I would gladly let my friends in need know about you! Thank you!” | | | |
“I had a pleasurable experience with AdvantageCCS. It was easy, and customer service was top-notch. I never had an issue. I’m finally debt-free, and it feels great!” | | | |
“Everyone was so helpful, professional, and courteous along the way, and I truly appreciated all of their help!” | | | |
Shining A Light On Our Best Assets | |
Allegheny County Financial Empowerment Center | At the Allegheny County Financial Empowerment Center, a collaborative effort between Neighborhood Allies, Allegheny County Department of Human Services, and AdvantageCCS, individuals receive top-notch financial guidance and support. Thanks to the backing of Cities for Financial Empowerment Fund and local sponsors, this program was established in March 2019 to offer complimentary, personalized counseling on money management, budgeting, debt reduction, credit building, access to safe banking options, savings strategies, and connections to relevant services. Counselors, equipped with professional training, adeptly assist clients in navigating intricate financial landscapes, empowering them to conquer current obstacles and achieve future financial aspirations with confidence and clarity. | |
Pre-Discharge Bankruptcy Course | AdvantageCCS offers comprehensive bankruptcy education and support to empower individuals in overcoming financial challenges. With over 55 years of experience as a non-profit credit counseling organization, AdvantageCCS has successfully educated thousands of individuals on budget development, money management, and responsible credit usage. By enrolling in our pre-discharge bankruptcy course, you will receive the necessary guidance to navigate through bankruptcy, obtain your required bankruptcy certificate, and ultimately take back control of your financial future. Trust AdvantageCCS to provide you with the tools and resources needed to achieve financial stability and peace of mind. | |
Are you local to the Pittsburgh area and interested in joining the AdvantageCCS family?
AdvantageCCS is hiring for an in-office position on our Program Support Team. This person will be based out of our Southside office and will work a Monday through Friday daylight schedule. AdvantageCCS offers medical, vision, and dental benefits, plus paid time off, and a retirement plan.
If you're interested in this position, please send your resume to Heather Murray at hmurray@advantageccs.org
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Disclaimer: The information provided is for informational purposes only. The materials are general in nature, and are not offered as advice or guarantee, and should not be relied upon without advice from an attorney or a financial advisor. Reading the information does not constitute a legal contract, consulting, or any other relationship with Advantage Credit Counseling Service. | | | | |