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Your Life. Your Needs. Your Plan.
Greetings!

I hope this finds you well.

Social Security provides retirees with a basic income. It was never intended to fully cover the cost of living in retirement. But it acts as a supplement to your resources and shouldn’t be taken lightly.

Read more in this week's blog below.

Rick Fingerman, CFP® and Lyman H. Jackson, CFP®
Maximizing Your Social Security
I’ve been helping people for over 30 years and I’ve not seen where cookie cutter advice has been right too often.

When to start Social Security has to be looked at on a case-by-case basis.
We Specialize In Three Areas
Retirement
Whether in retirement or nearing retirement, our disciplined approach will help ensure you are on track
Divorce or Widowhood
Recently widowed or divorced, our compassionate approach will give you peace of mind and a sense of empowerment
Paying for College
With skyrocketing costs and little time left to save, without a college plan, one's retirement could be in jeopardy
Plant-Based Meat Substitutes Put to the Test
What are the effects of plant-based meats on premature puberty, childhood obesity, and hip fracture risk?
Internet Crime Complaint Center (IC3)

The Internet Crime Complaint Center, or IC3, is the Nation’s central hub for reporting cyber crime. It is run by the FBI, the lead federal agency for investigating cyber crime. 
Real Estate Expert Answers US Housing Crisis Questions


Professor of urban planning Kate Nelischer answers your questions about real estate and the US housing crisis from Twitter. Why are homes so expensive?
Clean & Green: New guidelines for crafting a smoothie

Smoothies are a great way to increase your intake of important plant nutrients – plus they’re convenient, portable, and delicious. The problem is that if you use too much fruit – and not enough greens – they can turn into a ticking caloric time bomb.
Yes, You Can Rent a Car if You’re Under Age 25

The idea that you have to wait a quarter century to rent a car is a myth. Drivers as young as 18 years old can rent a car with Hertz’s more inclusive age policy.

Recipe of the Week

Easy 5-Minute Spicy Peanut Butter Ramen Noodles


Spicy Peanut Butter Ramen gives life to boring noodles. Covered in creamy peanut sauce that’s sweet and spicy, it’s quick, easy, and full of flavor! 
Quote of the Week

"A person doesn't have to change who he is to become better."

- Sidney Poitier

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Financial Planning Solutions, LLC ("FPS") is a fee only Registered Investment Advisor ("RIA") located in the Commonwealth of Massachusetts. FPS provides asset management and related services for clients nationally. FPS will notice file and maintain all applicable licenses as required by the various states in which FPS conducts business, as applicable. FPS renders individualized responses to persons in a particular state only after complying with all regulatory requirements, or pursuant to an applicable state exemption or exclusion. 
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