During his administration, President Carter placed a strong emphasis on addressing urban challenges and improving housing conditions for low-income Americans. In 1980, he signed into law the Housing and Community Development Act, which authorized funding for up to 290,000 Section 8 and public housing units—a 30% increase over the previous fiscal year. President Carter’s urban policy also focused on revitalizing distressed central cities, promoting economic development, and enhancing the quality of life for urban residents. His administration sought to address the complex challenges faced by urban areas through comprehensive strategies that integrated housing, economic development, and social services.
The passage of the Community Reinvestment Act (CRA) in 1977 was another significant achievement during President Carter's administration, reflecting his commitment to equitable housing and economic opportunities. The CRA aimed to combat discriminatory practices like redlining by encouraging financial institutions to meet the credit needs of all segments of their communities, including low- and moderate-income neighborhoods. By promoting responsible lending and investment, the CRA laid the groundwork for increased homeownership and economic development in underserved areas. President Carter’s advocacy for this landmark legislation underscored his belief that access to credit and housing are essential components of community vitality and individual dignity.
President Carter’s partnership with Habitat for Humanity came to define his commitment to defining housing as a basic human right upon which all of our other basic human rights reside. “I don't see how a family can enjoy other human rights like freedom of expression, freedom of speech, freedom of religion, the right to vote, if they live in a disreputable place of which they are ashamed and makes their family lower their standard of ethical and moral values,” he said. His work with Habitat underscored his belief that “the strength we need will not come from the White House, but from every house in America,” he said in one of his most famous, and misunderstood speeches. “We've got to stop crying and start sweating, stop talking and start walking, stop cursing and start praying.” The speech delivered July 15, 1979, was entitled “Energy and the National Goals - A Crisis of Confidence” but became known as the “malaise speech.” More...
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