Learn.Understand.Empower

Diversify your portfolio: Don’t put all your eggs in one basket

It’s easy to get caught up in playing it safe. If you’re new to investing, you might only be looking into bonds and the Canadian market. The problem is your portfolio may miss out on positive returns if you don’t diversify with stocks (equities) and markets outside of Canada.

Let’s start by considering the difference between stocks and bonds.

Impact of inflation

Inflation Can Be Costly



The negative impact that inflation has on your savings over time is an ever-present, but often overlooked risk when investing. As the price of goods and services increases over time, a higher amount of savings is required to maintain the same level of purchasing power in the future.

Try out the calculator to see the impact that inflation has on investments.

Why do we call it FrostFin?

The obvious reason is that is combines the Frost name and Fin (short for Financial). Also, a frostfin is an adorable little fish that resembles a goldfish. They are transparent (like our fees) and known for dwelling in the shallows to protect their eggs by keeping them safe in their mouth until they hatch (kind of like you watching over your nest egg).

The other reason is that it allows us to use lots of "fishy" analogies and "school" references-- just for fun!

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Frost Wealth Management®  | iA Private Wealth | 1-855-619-3684

g.frost@iaprivatewealth.ca

This information has been prepared by Greg Frost who is a Senior Wealth Advisor for iA Private Wealth Inc. and does not necessarily reflect the opinion of iA Private Wealth. The information contained in this newsletter comes from sources we believe reliable, but we cannot guarantee its accuracy or reliability. The opinions expressed are based on an analysis and interpretation dating from the date of publication and are subject to change without notice. Furthermore, they do not constitute an offer or solicitation to buy or sell any of the securities mentioned. The information contained herein may not apply to all types of investors. The Frost Wealth Management Team can open accounts only in the provinces in which they are registered.

iA Private Wealth Inc. is a member of the Canadian Investor Protection Fund and the Investment Industry Regulatory Organization of Canada. iA Private Wealth is a trademark and business name under which iA Private Wealth Inc. operates.

Insurance products and services are offered through Frost Wealth Management Inc., an independent and separate company from iA Private Wealth Inc. Only products and services offered through iA Private Wealth Inc. are covered by the Canadian Investor Protection Fund.

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