August is Annual Meeting Month at First Class

"Providing First Class Service Since 1925"

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August 2023 eNews

We hope to see you on August 31st!

There's Still Time to Skip Your Loan Payments!

You may be eligible to SKIP your First Class loan payments in August. Skip your payment on one eligible loan...or all of them. It’s up to you!

Learn more & submit a request form

Whether you’re an undergraduate, career training or graduate student get money for school from Sallie Mae®, Student loans from First Class Community Credit Union in partnership with Sallie Mae® could help!

Sallie Mae® student loans are designed for the needs of all types of students.

Competitive interest rates
Multiple repayment options
No origination fees; no prepayment penalty¹

Plus, the graduate loan suite is designed to meet the needs of students in specific fields of study.

Find out which loan is right for you

Skip Town &

Your Car Payments

Bring your auto loan to

First Class & drive away with

90 days of no payments + $100 cash!

Easy application
No-Cost Pre-Approvals
Competitive rates
Terms up to 7 years

Includes motorcycles, campers, trailers & RVs too!

Apply Online Now & Make No Payments Until November!

Offer subject to change without notice. All loans subject to approval. Qualified loans include autos, motorcycles, campers/trailers, and recreational vehicles. For a $20,000 car loan with a term of 60 months at 4.99% APR, the monthly payment will be $377.33. Current loans with FCCCU do not qualify. Loans approved under the First Class Acceptance program will not be eligible for 90 days no payments. Federally insured by the NCUA. Equal Housing Opportunity.

Complete a BalanceTrack Module

for a Chance to Win $500!

“Stay on Track” is back! It’s the annual BalanceTrack Sweepstakes from our partner in financial education, BALANCE. With “Stay on Track,” BalanceTrack users can win $500 and/or one of three $100 gift cards!

This Month's BALANCE Webinar Series

First Class has partnered with BALANCE to provide you with free access to expertly-crafted financial education resources.

Learn more about this valuable financial education tool

Free Webinar

SAFEGUARDING KIDS’ IDENTITY & ONLINE PRIVACY

Tuesday, Aug. 8 & Thursday, Aug. 17

Today’s youth generation is tech-savvy and connected online. However, parents still play an important role in helping them avoid online hazards such as identity theft, privacy and cyber-bullying. This workshop covers important issues including online privacy tips, managing computer settings, smartphone apps, and positive online behavior.

Tips to Reduce or Avoid Fees with First Class

No one likes paying fees, and as your member-owned financial cooperative, we don't like charging them either! That's why we've put together a list of ways to avoid paying fees when credit union-ing with First Class.

Reduce an overdrawn balance
Reduce or eliminate fees when making a loan payment
Reduce or eliminate miscellaneous fees

You can find them all on our website

Build Your Credit & Confidence

Our Secured Credit Card is a unique card that nearly all members can qualify for.

No minimum credit score required
A great way to improve or establish your credit
No Annual Fee
A great tool for online purchases

Get all the details & apply online!

*Certain conditions and limitations may apply and cards are subject to approval - talk with a lender or visit our website for complete features and benefits of the card. The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. For the Secured and Max Cash Secured products, your credit limit will be equal to the amount of your security deposit with a minimum of $300. Federally insured by the NCUA. Equal Housing Opportunity.