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Your Life. Your Needs. Your Plan.
Greetings!

Hope this finds you well.

The lure of investing and making a lot of money in the stock market remains. Yet, the average investor has consistently underperformed the stock market by a substantial margin.

Check out this week's blog below.

Rick Fingerman, CFP® and Lyman H. Jackson, CFP®
Why is it so hard to beat the market?
The Dalbar study is not all about stock picking. It has a lot to do with investor behavior—something that we see with many investors. Let me give you an example.
We Specialize In Three Areas
Retirement
Whether in retirement or nearing retirement, our disciplined approach will help ensure you are on track
Women in Transition
Recently widowed or divorced, our compassionate approach will give you peace of mind and a sense of empowerment
Paying for College
With skyrocketing costs and little time left to save, without a college plan, one's retirement could be in jeopardy
The Effects of Hormones in Dairy Milk on Cancer
What effects do the female sex hormones in milk have on men, women, and children?
Social Security Announces Change for Millions of Recipients

No, they aren't lowering your benefit. This change is about how you log in to view your account.
Why we say “OK”


How a cheesy joke from the 1830s became the most widely spoken word in the world.

Lessons from my father’s final days


Exploring the relationship between bravery and fear, she shares hard-won wisdom on love, loss, self-forgiveness and how to embrace the full spectrum of human emotions.
MrBeast’s TeamSeas Initiative Pulls 34 Million Pounds of Trash From the Ocean

Three years ago, MrBeast and TeamSeas started an initiative to raise $30 million to remove 30 million pounds of ocean trash.
Recipe of the Week

Red Lentil Chili

Red lentils cook very quickly and are not only pretty but creamy, delicious, packed with fiber and a great source of protein.
Quote of the Week

“Do something wonderful, people may imitate it”

— Albert Schweitzer

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