News and Events

Updates

• LPL Weekly Commentary
• LPL Quarterly Statements
• Upgrade to Account View 2.0

Reminders

• FSA Contact Information
• Qualified Charitable Distributions

Spotlight

• Photo Campaign

Hello Marion

As the crisp October air embraces us and the world outside evolves into a canvas painted with vibrant colors, we are delighted to extend a warm welcome to our October newsletter. As we embark on this new month, may October bring you a wealth of opportunities, warmth, and moments of joy. Stay tuned for our newsletter, where we'll continue to provide you with valuable information to help you navigate the ever-changing financial landscape.

Have a Spooky Halloween!

The Financial Steward Associates Team

Update your Account with Your Photo

Adding a photo to your account helps us keep you top of mind as we do our work for you. How to Submit Your Photo: It's simple! You can TEXT 7208079700 OR Email with a recent photo of yourself, and we'll take care of the rest. Rest assured that your photo will be treated with the utmost confidentiality and used exclusively for account purposes. If you have any questions or concerns, please do not hesitate to reach out to our team.

LPL Quarterly Statements

Clients who currently receive monthly mailed statements were automatically switched to a quarterly mailing schedule. Clients who’ve chosen to go paperless will continue to access their digital statement in Account View, our secure client portal.

Starting October of 2023, additional enhancements will include a new statement design and digital experience. Interactive Demo Here

If you prefer to keep receiving monthly statements, please feel free to reach out to us, and we'll gladly assist in maintaining that frequency for you.

Upgrade to Account View 2.0

LPL Financial released an upgraded version of Account View (Account View 2.0). The upgraded Account View 2.0 has a modernized dashboard that provides a simple view of your account information plus some new features that might be useful. To help you get a feel for the latest version of Account View, and how it works, here are a few resources:



- Watch the "Account View 2.0" video (3-minutes) by clicking here

- Read the "Getting Started Guide" by clicking here.

- Take a look at the "Comparison Guide of Account View 1.0 and 2.0" by clicking here.

LPL Financial intends to eventually replace the current version of Account View with Account View 2.0, so to get a jump start, please give us a call so that we can send you an "activation link". The activation email will come from myaccountviewonline@lpl.com and will direct you to complete the profile activation process.



Let us know if you need help!

 “Courage doesn’t always roar. Sometimes courage is the little voice at the end of the day that says I’ll try again tomorrow.” Mary Anne Radmacher

Breast Cancer Survivor

Commentary

Weekly Market Commentary

Prospects for a Fourth Quarter Rally

LPL Market Signals Podcast

Do Rates Hold the Key: Q4 Rally Prospects, Stocks, Bonds and the Fed

Street View

Three Things to Know About the Looming Government Shutdown

Qualified Charitable Distributions



Once you reach age 70.5, you're eligible to make Qualified Charitable Distributions from your IRA. Qualified Charitable Distributions are donations to an eligible charity directly from your IRA account. Qualified Charitable Distributions count toward your Required Minimum Distribution (RMD) amount. In some cases, making donations directly from your IRA may save you money on taxes while also fulfilling your charitable intentions.

If you're interested in making Charitable Distributions from your IRA and you're unsure if it's appropriate for your situation, please speak with one of our advisors to help determine if it makes sense for your situation.

Qualified Charitable Donations must come directly from your IRA account. FSA is able to process up to eight requests per year, for donations of $1,000 or more. We ask that you inform us of your intent to donate from your IRA as soon as possible. We are able to take donation requests up until November 10th to ensure they're processed by the end of the year. Please be aware that some accounts have automatic Required Minimum Distributions set up throughout the year. If your IRA has automatic distributions set up, your deadline to donate your RMD may occur earlier in the year.  

Please contact our office for guidance on your specific situation.

Financial Advisors- with questions about your investments and Financial Planning requests.

Marion Steward, CFP®

Heather Williams, CFP®

Sid Smith - to pass on Financial Planning requests and meeting follow ups with an advisor.

Mariana Moosavi - to get answers on general information or answers about our special events.

Client Service Team- for opening new accounts and facilitating account transfers, coordinating contributions and withdrawals, and scheduling Financial Reviews.

Harmony Dunnick 

Alexandra Dunnick

Don't forget we also have a general email box.

financial.steward@lpl.com

Financial Steward Associates

303-444-5440

fax 303-444-6049

www.financialstewardassociates.com

financial.steward@lpl.com

Account View

Jackson

Lincoln

Pacific Life

Prudential

Jackson, Lincoln Financial, Pacific Life, Prudential, Financial Steward Associates and LPL Financial are separate entities.

Securities offered through LPL Financial, Member FINRA/SIPC. Investment advice offered through Financial Steward Associates, a registered investment advisor and separate entity from LPL Financial.

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