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August 6, 2024

AGENCY NEWS

Spread Health, Earn Wealth

If you're already offering Medicare or Group Health coverage in states other than NV, spread your wings and watch your sales soar this season!


The Federally Facilitated Marketplace (FFM) Certification is now open and Carothers can help you expand your business into new areas.


Check out these resources and to talk to our team!


702-727-1969

info@carothersins.com

REMINDER:

Your INTENT TO SELL is due by August 25th in order to attend the training in September!

Click image above to access FFM instructions.

Click image above to start your 2025 certifications.

A Decade Of ACA: How Agents Can Thrive In

The ACA Marketplace

PRODUCTS

The value Aetna CVS Health® IFP brings to you and your clients

Click the image to review.

Request Contract

COMPLIANCE

BIG FAT FINAL RULE $$ REMINDER

[via Anthem BCBS]

On July 3, 2024, a Federal Judge imposed a stay order on the enforcement of the Center for Medicare and Medicaid Services' (CMS) new guardrails for Broker compensation, as outlined in CMS's 2025 final rule. The Federal Judge's ruling was in response to two lawsuits filed against CMS and extends to Medicare Brokers and Agents in all states.

Due to the stay order, CMS released revised 2025 Fair Market Value (FMV) amounts on July 18. The revised FMV amounts do not include the one-time $100 increase for initial enrollments or the one-time $50 increase for plan switcher enrollments as was outlined in the final rule.

Given these recent developments, we [ANTHEM] would like to affirm our decisions for plan year 2025.


READ MORE


  • Health Risk Assessment (HRA) administrative fee payments for non-SNP (non-Special Needs Plan) Medicare Advantage plans are ending, as of July 31, 2024 for enrollment effective dates through August 1, 2024, as previously announced on July 3, 2024.
  • Health Risk Assessment (HRA) administrative fee payments for SNP (Special Needs Plan) Medicare Advantage plans will continue beyond our previously announced deadline of September 30, 2024. This means we will pay administrative fees for completing SNP HRAs as we do today.
  • Select broker co-op marketing will be available for brokers in 2025.
  • We will continue our existing policy to pay State renewal appointment fees for Brokers based on achieving sales and/or member thresholds.


Y0114_24_3009342_0002_I_C 07/31/2024

FOR BROKER USE ONLY

Keep an eye on your inbox for other carriers-specific decisions regarding this topic!

MARKETING & ADVERTISING

Wondering What's Up With Retail?


All opportunities will be revealed at our Marketing Bootcamp! Attendees who complete the workshop materials will get first choice on available opportunities, plus $500 marketing fund.


REGISTER

*Open to Carothers Contracted Brokers only.

BROKER TRAINING & EVENTS

LAST Broker Open House of the year.

Weekly Workshop time change.

VIEW ALL UPCOMING BROKER EVENTS HERE

BROKER NEWS

ANNOUNCEMENT: ACE is now live on CSG!!


Physicians Mutual Product Training Videos & Materials



Disaster SEPs in AZ, CA, IA, KY, MD, MO, MT, NV, OK, OR, PR, TX, WA


CERTIFICATIONS

Updated 8.5.2024

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CMS Roundup


Buying life insurance is not like buying a new car

Listen & Learn

Life Insurance Tips That Have Customers Begging To Buy

TOOLS & RESOURCES

Download our Free Life Insurance App for Brokers!


Run quotes and even submit an application before contracting. Our just in time process with take of the rest!

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