Your Life. Your Needs. Your Plan.
Greetings!

Hope this finds you well.

Individuals place a lot of trust in the professionals who support their investment and financial planning needs. Because of this trust, it is important to know if your financial professionals operate as fiduciaries. 

Check out this week's blog below.

Rick Fingerman, CFP® and Lyman H. Jackson, CFP®
What Is a Fiduciary Advisor?
Today this fiduciary duty is regulated by the Securities and Exchange Commission (SEC) and based on the Investment Advisors Act of 1940. The rule follows two key tenets: 
We Specialize In Three Areas
Retirement
Whether in retirement or nearing retirement, our disciplined approach will help ensure you are on track
Women in Transition
Recently widowed or divorced, our compassionate approach will give you peace of mind and a sense of empowerment
Paying for College
With skyrocketing costs and little time left to save, without a college plan, one's retirement could be in jeopardy
Caffeine Shampoo and Rosemary Oil for Hair Growth
I cover natural topical treatments for hair growth, including pumpkin seed oil, caffeine, green tea, pyrithione zinc, ginger, Chinese knotweed, and rosemary.
How much money you need to make to be in the top 1% in every U.S. state—it’s nearly $1 million in Connecticut 
Women's History Firsts

Take this 8 question quiz to test your knowledge

Caregiving is real work. Let's treat it that way


Every day, people around the world spend 16 billion hours on unpaid care work — cooking for families, caring for children and older relatives and other routine household tasks
How to Reach Financial Freedom: 12 Habits to Get You There

Unfortunately, too many people fall far short of financial freedom. Even without occasional financial emergencies, escalating debt can be a constant burden that keeps them from reaching their goals. 
Recipe of the Week

Quinoa Kitchari

Quinoa stands in for basmati rice in this savory Indian breakfast porridge. Feel free to swap in different vegetables for the cauliflower and peas, according to your preference or what you have on hand.
Quote of the Week

“Keep your eyes on the stars, and your feet on the ground.”

― Theodore Roosevelt

134 Rumford Avenue, Suite 203, Newton Massachusetts, 02466 | 617-630-4978
Financial Planning Solutions, LLC ("FPS") is a fee only Registered Investment Advisor ("RIA") located in the Commonwealth of Massachusetts. FPS provides asset management and related services for clients nationally. FPS will notice file and maintain all applicable licenses as required by the various states in which FPS conducts business, as applicable. FPS renders individualized responses to persons in a particular state only after complying with all regulatory requirements, or pursuant to an applicable state exemption or exclusion. 
The opinions and comments of this newsletter are those of Financial Planning Solutions, LLC and are not intended as specific advice or recommendations. To understand what investments are right for you and your situation, it is recommended that you sit down with a Certified Financial Planner™ Practitioner that understands your financial situation, goals and desires. This information is being provided as a courtesy. When accessing the website links, you are leaving this site and assume total responsibility and risk for the sites you are visiting. We also make no representation of the completeness or accuracy of websites.
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