Advice, trust, resources serving churches

Waterdam Church and Pathway Church

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Wise counsel and established trust between Christian Investors Financial and two churches in Pennsylvania have contributed to lasting, transparent relationships with communication at the center.


Senior Pastor Jack Wilson with Waterdam Church in Canonsburg connected with several CIF representatives at various conferences. His church took out a loan with CIF for renovations and an addition in recent years.


Much earlier, CIF advised his congregation to co-sign with a sister church to purchase its first building. CIF typically seeks a significant down payment for church loans, in many cases from funds contributed by church attendees through a capital campaign. Waterdam engaged CIF to help with just such a campaign. -more-

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New Term Certificates for 18 months, 6 years

Fixed interest rate 18-month and 6-year Term Certificates are two new products among 12 different impactful CIF investment options that support churches and ministries nationwide.

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Sharing our Lord's Commission

"CIF cares about local churches! They desire to see local churches utilize their spaces for the Lord’s Commission and the good of their communities. By partnering with CIF, you not only invest in your local church but also contribute to the ministries of other local churches.”


Bryan Lair, Pastor

Trinity City Church

St. Paul, Minn.

Q&A knowledge builder

Question: What are a couple of the ways that CIF minimizes risk when lending money to churches and ministries?

Answer: All of the loans CIF extends to churches and ministries are real-estate secured, meaning we place a lien on the property and require significant down-payment of their own cash before we lend to them. These are just a couple of the many ways we protect our financial strength and assure we minimize risk. We consider ourselves conservative in our approach, which benefits both the borrower and CIF, in that we don’t put a borrower’s ministry in jeopardy.

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This shall not constitute an offer to sell or the solicitation of an offer to buy, nor shall there be any sale of Investment Certificates in any state in which such offer, solicitation, or sale is not authorized. The offering is made solely by the OFFERING CIRCULAR, which more fully describes certain risks involved in a purchase of Investment Certificates. THE INVESTMENT CERTIFICATES ARE NOT FDIC OR SIPC INSURED, ARE NOT BANK DEPOSITS, AND HAVE NO DENOMINATIONAL GUARANTEE.