The Lowry Letter®

Week of 7/20/2023

The online experience is a key part of our relationship. To improve access and understanding of your financial resources while enhancing the navigational experience, we encourage you to start using the new Investor360° experience when it’s available. It provides you with a more modernized and customizable view and you’ll have access to several key enhancements, including:

Dashboard: A customizable dashboard—with widgets you can move, modify, and remove—as well as quick account group functionality
Intraday pricing: Real-time pricing available for National Financial Services (NFS) accounts
Document upload: The ability to upload your documents, removing the extra step of emailing them to us

When you log into Investor360° on July 21, you’ll see a new login screen, followed by a pop-up message asking whether you’d like to try the new experience. If this is your first time viewing the new experience, you must accept the terms and conditions to proceed.

Selecting Try It Now will bring you to a walkthrough video tour.

What Should I Expect?

The new Investor360° experience will have an updated look and feel, with new features and functionalities. We encourage you to use the improved in-app help for guidance as you navigate the tool. In addition, new in-app help training videos (select the question mark button) are available in Investor360° via the Getting Started with Investor360° tile. These videos will guide you through the new experience:

· Customizing the Dashboard

· Customizing Holdings View

· Exporting Account Activity

· Uploading Documents

· Markets and Research

If you do not already have a login, please contact our office to set up your account: nicole@lowryandlowry.com

If you have questions, please call our office at 352-333-7990.

Now onto our normal programming:

The big economic news in the last week was the favorable inflation report, a large reduction in the rate of year-over-year price increases. It is expected that additional improvements in economic conditions will be seen in other data.

This is a very important update for people with student loans, especially those in the Public Service Loan Forgiveness program or who may be considering it.

We really liked Indiana Jones & The Dial of Destiny. It’s better than Kingdom of the Crystal Skull, and fans of the series should enjoy it.

The sawfish is a fascinating animal and researchers recently tagged a 13-foot specimen in Cedar Key, FL. They are hopeful the fish is making a comeback.

Q: With the good inflation report, what can we expect from the Federal Reserve?

A: Don’t expect immediate changes in their public pronouncements. They have a 2% target and the recent improvements aren’t likely to deter them from at least one additional rate increase.

David Kelly explains how wage growth is the remaining inflation spur and that rate increases may be more medicine than is warranted.

Advisory Services offered through Lowry Financial Advisors, Inc., a Registered Investment Adviser. Securities and additional advisory services offered through Commonwealth Financial Network®, Member FINRA/SIPC, a Registered Investment Adviser. Advisory services offered through Lowry Financial Advisors, Inc, are separate and unrelated to Commonwealth. Lowry Financial Advisors, Inc. is located at 12921 SW 1st Rd, Suite 215, Tioga, FL 32669. 352-333-7990

Lowry Financial Advisors is the only advisory firm that helps its clients reach their goals through The Achieving Simplicity® Experience™, providing clarity and confidence in their personal and financial lives.