Your Life. Your Needs. Your Plan.
Greetings!

I hope this finds you well.

We are often asked whether it is better to contribute to a traditional IRA or a Roth IRA. Since tax free withdrawals are better than taxable withdrawals, Roth contributions must be the simple answer to the question – right? Not necessarily.  

Check out our blog article below.

Rick Fingerman, CFP® and Lyman H. Jackson, CFP®
Which Is Better: Pre-tax Vs. Roth Contributions to Your IRA?
Not all taxpayers are eligible for contributions to a Roth IRA. Contributions are allowed only if your Modified Adjusted Gross Income (MAGI) is lower than the certain income thresholds. In 2023............
We Specialize In Three Areas
Retirement
Whether in retirement or nearing retirement, our disciplined approach will help ensure you are on track
Women in Transition
Recently widowed or divorced, our compassionate approach will give you peace of mind and a sense of empowerment
Paying for College
With skyrocketing costs and little time left to save, without a college plan, one's retirement could be in jeopardy
Natural Alternatives to DEET Mosquito Repellent
Picaridin, citronella, and lemon eucalyptus are put to the test.
Why America Has So Few Carpenters

In 2021, the US was down more carpenters than any other homebuilding category, including electricians and plumbers.
6 Lesser-Known Firsts in Women’s History


The Human Cell Atlas will impact almost every aspect of biology and medicine, ultimately leading to a richer understanding of life’s most fundamental units and principles.

Solar Panels Erected in Gobi Desert Set to Power 1.5 Million Chinese Households


Their recently-completed solar array in Ningxia Hui is gargantuan—capable of powering 1.5 million homes.

Recipe of the Week

PUMPKIN-RAISIN MUFFINS


They are great for breakfast on-the-go or for when you need a quick snack to tide you over.
Quote of the Week

Don't be afraid of perfection. You will never attain it!"

- Salvador Dalí

134 Rumford Avenue, Suite 203, Newton, Massachusetts, 02466 | 617-630-4978
Financial Planning Solutions, LLC ("FPS") is a fee only Registered Investment Advisor ("RIA") located in the Commonwealth of Massachusetts. FPS provides asset management and related services for clients nationally. FPS will notice file and maintain all applicable licenses as required by the various states in which FPS conducts business, as applicable. FPS renders individualized responses to persons in a particular state only after complying with all regulatory requirements, or pursuant to an applicable state exemption or exclusion. 
The opinions and comments of this newsletter are those of Financial Planning Solutions, LLC and are not intended as specific advice or recommendations. To understand what investments are right for you and your situation, it is recommended that you sit down with a Certified Financial Planner™ Practitioner that understands your financial situation, goals and desires. This information is being provided as a courtesy. When accessing the website links, you are leaving this site and assume total responsibility and risk for the sites you are visiting. We also make no representation of the completeness or accuracy of websites.
Click HERE to view our Privacy Policy. Click HERE to view our form CRS