Consumer in the Know December 2021

Have you Seen Our New Video about Our Consumer Rights Practice?

We recently worked with our go to video production team Riggo Productions to help us shape our communication of our legal practice areas. Five members of the Riggo Team came to our office and produced a video now on our homepage that shows what we can do for clients when a financial problem becomes a legal issue.

Peter Holland speaking about our practice areas including credit reporting errors, identity theft, debt collection defense such as student loans, medical debt and credit card, and class action law suits.

The HLF team in Pat's office (from left to right) Pat Rodowsky, Emanwel Turnbull, and Ann Franklin.

HLF team pictured at right Ann Franklin, Emanwel Turnbull and Peter Holland.

Above left to right: Ann Franklin and Peter Holland

Emanwel Turnbull Argues in the Maryland Court of Special Appeals - Consumer Class Action

This debt collector "has in its hands perhaps the most serious threat that any debt collector can have to persuade people to pay.”

- Emanwel Turnbull, Maryland Court of Special Appeals 11/21

Emanwel Turnbull Arguing in the Maryland Court of Special Appeals, 10/21

Video Courtesy of the Maryland Judiciary

Emails Posing as Amazon Refund Scam

We all do it. Amazon has built a huge following so when you get an email from them, often you don't think twice about clicking on the email and responding.

In one case, the scammer will offer to refund you for an unauthorized Amazon purchase but will "accidentally" overpay the refund. When you send the money to what looks like Amazon, you are giving all your money to the scammer.

Credit Scores- Not a One Stop Shop

Perhaps you have heard of the three main credit reporting agencies: Experian, Equifax and Transunion. You might even know about the official website to check your consumer reports at www.annualcreditreport.com

But there is a much longer list of smaller credit reporting agencies that look at employment history, tenant screening, bank and checking, personal property insurance, medical, low-income and subprime and many more. You have a right to know what are on these consumer reports. Find out more about these agencies here.

Read HLF Blog How Often Should You Check Your Credit Report for Errors?

Robocalls: What Can be Done?

Robocalls are auto-dialed or prerecorded messages made to your phone. If you answer the phone to a recorded message instead of a real person, it’s a robocall. Often made by telemarketers, they’re usually done without permission and interrupt your day. While robocalls can seem like a minor annoyance at times, they can also be a component of invasive scam tactics and cause more trouble than some may assume.

Security Freeze: How to Freeze Your Credit Report

Being a victim of credit fraud is a stressful and extremely inconvenient experience. It feels very invasive to have your personal information available to strangers and subject to abuse.Credit reporting errors are one of the clear indicators that someone has or had access to your information and has potentially abused credit in your name. Up to 34% of people have an error in at least one credit report, an some errors are serious enough to stop you from getting credit

Tech Giants Ordered to Turn Over

Payment Data

Tech giants are eagerly expanding into payment systems to glean more information on consumer spending habits. The Consumer Financial Protection Bureau has now ordered Apple, Amazon, Facebook, Google, Paypal and Square to turn over information on their products and plans on their payment systems. Some of the issues: how is consumer data being protected from fraud and errors and are the tech giants that use the pay platforms restricting the merchants or third parties that consumers can purchase from.

Holland Law Firm Helps with SOFO

HoHo Toy Drive

The Holland Law firm helped with SOFO, an organization of like-minded businesses in the South Forest corridor in Annapolis, and their HoHo Toy Drive this year. The donation of gifts goes to underprivileged students at these local elementary schools: Hillsmere, Georgetown East, Tyler Heights, and Parole. We are thrilled to be a part of this program that gives directly back to local students and our community.

Peter Holland and Clients on

Washington 4: Robocalls

Two clients from the Holland Law Firm were part of an interview with Susan Hogan of Washington 4last month to speak about the impact of Robocalls. Both clients spoke about the devastating effects the constant calls had on their lives.

Peter goes on to say,"You might be able to recover money from the calls, but more importantly it will stop the calls from happening."

Washington 4 Interview

HLF Blogs

What is Child Identity Theft?

Telecheck Reports: A Broken Scanner or Inaccurate Consumer Reporting?

Bankruptcy on Credit Reports: How Does it Affect you?

Solar Power Purchase Agreements: Protecting Consumers from Solar Scams

Jamari Jaffe - Google Five Star Review

Positive: Professionalism,

Responsiveness

I had the pleasure of working with Peter Holland on a credit report dispute. He was very knowledgeable , professional, respectful, and very patient. My case required a lot of time and was at times frustrating. Peter was always comforting and confident. I highly recommend The Holland Law Firm.

We Are Here to Help. Contact us!

Do you know someone being hounded by debt collectors for student loan, medical debt, residential lease, car loan, or credit card debt? Do you know someone who is the victim of Identity Theft or Credit Reporting Errors? We can help.

SEE OUR REVIEWS H ERE

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Consumer in the Know ﻿ December 2021