Goodall Mortgage, LLC.

Loan Requirements.

  • Purchase And Refinance Transactions.
  • Owner Occupied One Unit Only.
  • 3% Minimum Down Payment.
  • 97% Maximum Financing.
  • Purchase & Refinance.
  • Minimum Loan Amount $150,000.00
  • 1 To 4 Units
Employment & Income Requirements.

  • Two Years Minimum Employment History.
  • Wage Earner & Self-Employed Borrowers.
  • Two Most Recent Pay Stub (Wage Earner & Commissioned Employee).
  • Most Recent Two Years W2 (Wage Earner).
  • Most Recent Two Years 1099 (Commissioned Employee).
  • Two Years Personal Tax Returns With Schedule C (Sole Proprietorship).
  • Two Years Business & Personal Tax Returns (S. Corp., C. Corp., LLC's).
 Credit & Credit Scores Requirements.

  • 620 Minimum Fico Score.
  • 4 Years Discharged From Chapter 7 and 13 Bankruptcy.
  • 3 Years From Foreclosure.
  • 3 Years From Deed-In-Lieu.
  • 3 Years From Short-Sale.
  • All Judgments, Collections, Tax Liens, ChargeOffs Must Be Paid In Full.
  • All Past Due Must Be Paid Current.
 A Georgia Residentail License Mortgagee
License No. 32393
MNLS No. 500019