2022 FALL NEWSLETTER | VOLUME 39 | ISSUE 4 |
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It's Beginning to Look a Lot Like Christmas Club Time |
It’s that time of the year! If you’ve been saving for the holiday season using a Christmas Club Account, your funds can be withdrawn without a fee from
October 1 – December 23, 2022.
And it’s never too early to start saving for next year – now’s the time to open a Christmas Club Account for 2023! This dedicated savings account helps you plan for holiday expenses by saving a little all year long. Funds are available for withdrawal without a fee in time for the big shopping season. Contact your local branch for rate information and to open your account.
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Enjoy Extra Jingle in Your Pockets With a Jingle Loan |
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During the holiday shopping season, it’s always helpful to have a little extra jingle in your pockets. UARK Federal Credit Union wants to help you make the season merrier with a Jingle Loan!
You can borrow up to $1,500 at 6.25% APR* for 12 months. Use the extra cash for gifts, travel plans, holiday parties or anything else this season.
*APR=Annual Percentage Rate. Terms and conditions apply. Available October 3 – December 23, 2022
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Transfer Your Credit Card Balance to a UARK Visa Credit Card |
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For a limited time, transfer your balance to UARK and enjoy 0% APR* for 6 months!
*APR=Annual Percentage Rate. Availability of offer based on creditworthiness. After 6 billing cycles, card balance will revert to standard card rate. Transfer must be made between September 1 – November 30, 2022.
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Skip-A-Payment
There's No Time Like the Present
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Do you need extra money to purchase that perfect gift? Unwrap a special gift from UARK FCU to make the holidays brighter! There’s no time like the present to take a break from your bills and enjoy a little extra cash in your pockets. Instead of racking up the credit card debt this holiday season, skip a payment on your UARK FCU loan and use the money for anything you need.
To get started with Skip-A-Pay, complete and return this form or fill out this e-form and provide a $25 processing fee for each loan payment skipped.
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What Is a Gift Card Scam?
Gift cards are for gifts, not for payments. As soon as someone tells you to pay them with a gift card, that’s a scam. Gift cards are popular with scammers because they’re easy for people to find and buy. They also have fewer protections for buyers compared to other payment options. They’re more like cash: once you use a gift card, the money on it is gone.
If someone calls and asks that you pay them with gift cards, that’s a scammer calling. And once they have the gift card number and the PIN, they have your money.
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International Credit Union Day®
Empower Your Financial Future With a Credit Union™
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On Oct. 20, 2022, credit union members around the world will celebrate International Credit Union Day®, an annual event to commemorate the credit union movement’s impact and achievements. This year marks the 74th anniversary, and the theme is: “Empower Your Financial Future With a Credit Union™."
Credit unions are not-for-profit financial cooperatives that provide an effective and viable alternative to for-profit financial institutions for more than 375 million members in 118 countries worldwide. More than 86,000 credit unions exist globally, providing a plethora of financial services for their members and are recognized as a force for positive economic and social change.
Since 1948, International Credit Union Day has been celebrated annually on the third Thursday of October. Each year, the international event affords the opportunity to remember credit unions’ proud history and promote awareness of and support for the credit union and financial cooperative difference.
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Is Your Account Active?
Perform a Deposit or Withdrawal Today
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Don’t let your UARK FCU account go “dormant!” A UARK account is considered dormant if there is no activity (deposits or withdrawals) for 12 months or longer.
It’s easy to activate your account – just perform a deposit or withdrawal.
While every state is different with regards to an account being deemed reportable, the State of Arkansas mandates that if an account meets the state's dormant account criteria, it must be reported as unclaimed funds or escheated.
Please visit the State of Arkansas Unclaimed Property website at www.ark.org for more details on dormant and escheat account information. The Division of Unclaimed Funds requires all banks, credit unions, insurance companies and other financial institutions to send them all funds in accounts deemed dormant.
UARK FCU is beginning the annual review process of inactive and dormant accounts. Members with dormant or abandoned accounts will receive notification letters with instructions on how to re-establish their accounts to active status.
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Columbus Day – Monday, October 10, 2022
Veterans Day – Friday, November 11, 2022
Thanksgiving Day – Thursday, November 24, 2022
Christmas Day (observed) – Monday, December 26, 2022
New Year's Day (observed) – Monday, January 2, 2023
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UARK Federal Credit Union | Fayetteville-Administration Phone 479-521-1199
Little Rock/UAMS Phone 501-686-6419 | Fayetteville-South Hill Phone 479-313-8999
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