June 2021
*All loan financing is based upon credit qualifications. Offer applicable to new money only. Other restrictions may apply. Please see credit union for full details and disclosures. Offer subject to end without notice. Equal Housing Opportunity. Federally Insured by the NCUA.
*Annual Percentage Rate. All loan financing is based upon credit qualifications. Not all borrowers will qualify for the same rate when a rate is listed “as low as.” Rates listed “as low as” are based on the borrower’s creditworthiness, which includes factors such as debt ratio and credit history. Loan financing is based upon credit qualifications. Offer applicable to new money only. Other restrictions may apply. Please see credit union for full details and disclosures. Equal Housing Opportunity. Federally Insured by the NCUA to at least $250,000.
69th Annual Meeting

Thank you to all members who attended the 69th Virtual Annual Meeting of Quaker Oats Credit Union! Congratulations to all of our prize winners!

  • Wilma Anderson: $25
  • Ken Owens: $25
  • Mike Henry: $25
  • Gary Gruwell: $50
  • Frieda Hanson: $25
  • Susan Avis: $50
  • Gay Strunk: $50
  • JoAnn Elliott: $50 

Congratulations to the elected board members Mike Henry and Harmony Gerhardt. We are excited to have Bridget Anderson as the new board alternate.

We hope all members enjoyed the Meals-To-Go from Papa Murphys (pizza, breadsticks, cookie dough, and 2 liters of Pepsi).
Welcome to YOUR New Website

If you haven't been to the website in a few weeks, we encourage you to take a minute and check out YOUR new website! The action buttons and new features will help you quickly navigate to the information you need.
Mortgage Loan Image
Rates are Still LOW

Mortgage rates are still low, so it may be a good time to think about REFINANCING your mortgage. Refinancing could:

  • Lower your monthly payment
  • Lower your interest rate
  • Provide you with some cash by using the equity you've built up

Please call or email us to learn more.
Travel with MasterCard

Use your QOCU MasterCard credit card when you travel. Credit cards give you a little extra protection if you encounter problems or need to dispute any charges.

QOCU MasterCards have NO annual fee, an interest-FREE grace period, and payments are only 4% of your balance or a minimum of $10.00 per month.

Don't forget to contact the credit union and let us know your travel dates and destinations. This will prevent any interruption of service and we won't be alarmed when we see these transactions on your debit and/or credit card. 
*Annual Percentage Rate. Credit Card offered with approved credit. Not all members will qualify.
Notify Us of Changes 

Be sure to contact the credit union if you change your name. Failing to notify us of a name change could slow down a loan transaction.

Also, don't forget to notify us of a new email address, telephone number, or mailing address. Thanks! 


What is Smishing Scam?

Justin Pritchard of thebalance.com says a SMiShing scam involves an approach by text message that is made to appear as if it is from a bank or other legitimate operation.

Most people are familiar with standard phishing scams, where an unsolicited email asks you to provide sensitive information to identity thieves. But thieves continue to change their tactics, and you’re increasingly likely to get text messages requesting your response in SMiShing scams. SMiShing scams might also be designed to infect your mobile device with malware or to encourage you to visit dangerous websites from a desktop computer.

Read the full article to learn more about how smishing scams work and how to protect yourself.
With Brella you can automatically receive email alerts 24/7 whenever a debit card purchase is made where your card is not present, such as telephone or internet orders.
Discount Tickets

2021 Discounted Adventureland Theme Park tickets are now for sale at the credit union. The park is open through September 19th.

  • Tickets are $44, which is a $6 discount off the gate price.
  • Children 3 and under are FREE!

Tickets will be sold on a first-come basis. Contact the credit union to ensure we still have tickets available. Please visit Adventurelandresort.com for any COVID-19 related guidance.
Dates to Remember

Monday, July 5th - Closed in observance of Independence Day


Remember, even when we are closed, we're still open. Access your account information 24/7 with QO Mobile App or Online Banking!
3535 Center Point Rd. NE
Cedar Rapids, IA 52402-5530
Phone: 1-319-395-7060
Toll-Free: 1-800-519-9762
Fax: 1-319-395-7135

Federally insured by the NCUA. Equal Housing Opportunity