NEWS BRIEF - OCTOBER 2021
There are many reasons to have private long-term care insurance:

  1. Afford quality care
  2. Receive care at home
  3. Not burden family
  4. Safeguard income and assets
  5. Maintain standard of living
  6. Not outlive income

We have heard these reasons for decades! Now add avoiding new government taxation. Washington State has turned the industry upside down. Not in a good way in our opinion. Yes. More consumers need private insurance to fund this potential expense. But the Washington Cares Fund is poorly structured and discriminatory. And a dozen states are contemplating similar programs. If you have private insurance, you will be ahead of new state mandates.

It's open season. Hunting, health insurance and Medicare coverage. Be sure that you understand what Medicare covers. It’s not a funding option for long-term care expenses.
The WA Cares Fund deadline is looming. Why you should care even if you don't live in Washington State.
Check out this round up of articles on Medicare Advantage, long-term care, and how Medicaid is different from Medicare.
Ready to safeguard your income and assets? Visit our homepage to download your free report: Six facts you must know before buying long-term care insurance!
There is a common misconception that Medicare pays for long-term care. The reason? It used to. The rules changed with the Balanced Budget Act in 1997.
Did You Know?

Many people mistakenly think their disability insurance pays for long-term care. It does not. Disability insurance is designed to replace income. It does not cover long-term care expenses.
Nicole Gurley, CLTC
Gurley Long-Term Care Insurance
480.515.2715