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The Intelligent Broker Newsletter
Quarter 3 | 2022
Latest on Commercial Insurance
Special Events:

Weddings | Gala | Graduation Party | Sporting event/tournament | Beer garden / Beer tent | Running event (5k/10k/marathon) | Theatrical performance | and many more!
USLI now offers the ability to quote and bind Special Events via our website. Going online makes the process easier, faster, and more accessible. A special moment backed by insurance makes it even more special. Get ready to Quote, Bind, and Pay in one easy step.

The program includes numerous admitted Special Events that are eligible to be submitted. With this extensive program, we wanted to dive into what it offered and answer questions you may have.
Our team is well versed in handling surety bonds,
specializing in many different types of bonds. We have some of the best surety markets in the industry to fulfill all your bond needs.

Halcyon has experienced great success in writing surety bonds for contractors; our in-house underwriting authority is with various A- or better-rated sureties throughout the nation.
Do you have an account you want us to review?
Contact Augusta Godinho, our Sr. Production Underwriter / VP, at 407-660-5905.
Do you have an account you want us to review?
Contact Sarah Cadle, our Vice President / Personal Lines Leader, at 321-527-2192.
Personal Lines

Have you been panicking about the increase in rates for home insurance and the lack of renewals? Most auto-direct writers have taken double digits price increases over the past few months.

Halcyon is here to help by representing four of the leading auto carriers in the country.

Please send complete submissions to our Personal Lines Team at PLSubmissions@halcyonuw.com.
Word of the Day...
"Rate Increase" - what does this mean?

An insurance rate is the amount of money necessary to cover losses, cover expenses, and provide a profit to the insurer for a single exposure unit. A rate increase is when these factors see an uptick due to economic circumstances. Rates, as contrasted with loss costs, include provision for the insurer's profit and expenses.

Source: IRMI

 

Online Rating
Have you rated any of our online products yet? USLI and Utica First offer an extra 2 points on commission and a fast turnaround for online rating.
Click the button below to rate now!

ePay - Say goodbye to pending cancellations and late payments.
Team Member Spotlight: Brenda Foster
The relationship we have with our agent partners is very important to us. While we work with you on a day-to-day basis, we thought you would like to know a little information about one of our hardworking teammates.

Halcyon would like to introduce you to Brenda Foster, a Middle Market - Assistant Production Underwriter.
"Your attitude is either the lock on or key to your door of success life is too short!"
Years at Halcyon: 2 years.

Years in Insurance: 36 years.

First Job: Medical Office Assistant

Favorite Vacation spot: Hawaii

If I'm not at work, you can find me... at the beach.

Motto:  “If you are going to take the time to do something, do it right,” taught to me by my Grandmother  

Greatest Challenge: Greatest and best challenge are being a Mom to my two daughters.

Little-known fact: I was nominated by Florida Hospital for Orlando’s teenager of the year at age 14 for my over 500 hours of volunteer service.  

What would your perfect day consist of: Spending time with my family.
Favorite Childhood Memory: Camping with my family, which included our Saint Bernard

Advice for Success: Never pass up an opportunity to learn new things.

If I wasn't doing this, I'd: Be crafting with a view of the ocean.  

Bucket List Item? Road Trip across Europe.

My favorite part about my job is: Encouraging and helping others.

Hobbies: crafting

What influenced you to join insurance: In my senior year of high school, I was chosen when a large Insurance agency contacted my school looking for part-time employees. After working there for six months, I was given a full-time account management position handling 1/3 of the commercial lines book of business. I was 17 years old.
Success Lists
Visit our website to review our monthly Success Lists for each of our underwriting departments: Middle Markets, Small Business, and Personal Lines. These are a great source to view our target classes each quarter. Check them out now!
Learn More About Halcyon
Why Halcyon? Watch the video to discover why
our agents choose Halcyon as their "Broker of Choice."
Halcyon Underwriters

555 Winderley Place, Suite 420
Maitland, FL 32751
TEL - (407) 660-1881
FAX - (407) 660-0525
TOLL FREE - (800) 393-9090