Updating Contact Information, Holiday Scams, and more!

Lincoln Park Community CU Press | December 2022

Do We Have Your Correct Contact Information?

It’s important that we have your current Email address, Cell Phone, Home Phone, Work phone & Physical address, in case of fraud or any problems on our account, so we can get ahold of you! Not sure what contact info the CU has, give us a call at 313 389-2300 to verify your info.

Watch Out For Holiday Scams

When shopping online during the holiday season—or any time of year—always be wary of deals that seem too good to be true. Do your part to avoid becoming a scammer’s next victim.

Every year, thousands of people become victims of holiday scams. Scammers can rob you of hard-earned money, personal information, and, at the very least, a festive mood.

There are a number of ways you can protect yourself—and your wallet!

Practice good cybersecurity hygiene.

Don’t click any suspicious links or attachments in emails, on websites, or on social media. Phishing scams and similar crimes get you to click on links and give up personal information like your name, password, and bank account number. In some cases, you may unknowingly download malware to your device.

Know who you’re buying from.

Check each website’s URL to make sure it’s legitimate and secure. A site you’re buying from should have https in the web address. If it doesn’t, don’t enter your information on that site.
If you’re purchasing from a company for the first time, do your research and check reviews.

Be careful how you pay.

Never wire money directly to a seller.
Avoid paying for items with pre-paid gift cards. In these scams, a seller will ask you to send them a gift card number and PIN. Instead of using that gift card for your payment, the scammer will steal the funds, and you’ll never receive your item.
Use a credit card when shopping online and check your statement regularly. If you see a suspicious transaction, contact the Credit Union.

Our Dormant Accounts Have Changed!

Any account which has gone 180 days without a deposit or withdrawal is flagged as Inactive or Dormant. If it remains Dormant for 1 year, a $5 per month fee will be charged until it is active again.

To avoid the $5 monthly fee – do a financial transaction – deposit or withdrawal at least once a year. Mobile and/or home banking are available to keep track of and manager your account.

Holiday Closings

Please take note of our upcoming closings:

Christmas:

Friday, December 23, 2022 (Service Center Open)

Monday, December 26, 2022

New Years Eve: Friday, December 30, 2022 (Service Center Open)

New Years Day: Monday, January 2, 2023

Direct Deposits will post automatically. Don't forget that online and mobile banking are available to you 24/7! Our Service Center will be available on the days indicated above. If you haven't used this service in a while, please verify access with us prior to using! $3.00 per transaction.