As winter storms pelt the state with extreme wind, rain, and snow, Insurance Commissioner Ricardo Lara is working to help Californians understand insurance coverage and how they can recover from storm damage.
Many people may not be aware that homeowners’, renters’, and commercial insurance policies typically exclude flood, mudslide, debris flow, and other similar disasters. However, they can cover water damage from wind-driven rain that occurs during a storm and damage from fallen trees. Comprehensive vehicle insurance can also cover flood damage and other winter storm damage. The Department has resources and guides online in for help with filing a claim
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