Your Life. Your Needs. Your Plan.
Greetings!

I hope this finds you well.

Up until recently, all beneficiaries of an IRA could "stretch" distributions over their lifetime.

With the passage of the SECURE Act, a non-spouse beneficiary, such as an adult child, cannot stretch out these required distributions over their lifetime.

Read more in this week's blog below.

Rick Fingerman, CFP® and Lyman H. Jackson, CFP®
Leaving a big IRA to your kids?—Why this strategy is coming to an end
Before the last major tax reform act, if a married couple died, they could leave their IRAs and 401(k)s to their adult children who could begin taking small payouts. That is generally no longer the case
We Specialize In Three Areas
Retirement
Whether in retirement or nearing retirement, our disciplined approach will help ensure you are on track
Divorce or Widowhood
Recently widowed or divorced, our compassionate approach will give you peace of mind and a sense of empowerment
Paying for College
With skyrocketing costs and little time left to save, without a college plan, one's retirement could be in jeopardy
Dental Implant Overdentures and Cognitive Function
Chewing pressure sensations to the nerves in the jaw have neurological effects.
‘Retirement isn’t that easy’: 3 people on working into their 90s and 100s


Remember when most retired at 65? More Americans are now working past 75 than ever. 

Why can't you put metal in a microwave?


Biochemical engineer Marcelo Mena explains the source of this sneaky pollutant, why its emissions need to be cut in half by 2050 — and what you can do to help.
Nut Health Benefits: You Won’t Believe How Good They Are for You


Nuts have been an important food source for humans for thousands of years. But are nuts healthy? Are some nuts better for you than others? 
Why it feels so good to scratch an itch

It’s the unpleasant feeling that makes us instinctively scratch and scratch and scratch. So why does a fingernail almost instantly make an itch feel better?

Recipe of the Week

TOFU CHICKEN


This crispy tofu chicken is a vegan twist on a classic favorite, bursting with flavor and crispy goodness.

Quote of the Week

"Be brave and clear. Follow your heart and don’t be overly influenced by outside factors. Be true to yourself."

- Shirley Temple
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Financial Planning Solutions, LLC ("FPS") is a fee only Registered Investment Advisor ("RIA") located in the Commonwealth of Massachusetts. FPS provides asset management and related services for clients nationally. FPS will notice file and maintain all applicable licenses as required by the various states in which FPS conducts business, as applicable. FPS renders individualized responses to persons in a particular state only after complying with all regulatory requirements, or pursuant to an applicable state exemption or exclusion. 
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