March 2024 eNews
*Annual Percentage Rate. Equal Housing Lender. Federally Insured by the NCUA. HELOC is only available in MN & WI. Rates are based upon credit score.  
*Annual Percentage Yield (APY). New or existing money. $500 minimum investment. Rates are subject to change at any time. Penalty for early withdrawal. Federally insured by the NCUA. Equal Housing Lender.
SavvyMoney’s new feature, Financial Checkup, is now available within the Credit Score solution. This tool is designed to improve your overall financial well-being. It offers a detailed spending and cash flow overview, enabling you to analyze budgets and evaluate debt-to-income ratios through a thorough financial assessment. You can expect personalized tips and steps to cultivate a healthier financial outlook.
We cordially invite all former board members to join us for the momentous 75th Annual Membership Meeting. Your presence would greatly enrich the celebration. Kindly reach out to the credit union if you are able to attend and partake in this special occasion.
Time & Money Saving Tools

Start the new year off on the right track with Toro Credit Union's low-fee (and no-fee!) services designed to save you time, money, and peace of mind, no matter your financial goals.

Enjoy the ease and convenience of a Toro Credit Union Checking Account with EZ Checking or Balance Plus Checking!

EZ Checking includes:

• No minimum balance
• Unlimited check writing and electronic payments
• No monthly service charge

Balance Plus Checking includes:

• Dividends paid on your balance
• No monthly service fee with a minimum balance
• Unlimited check writing and electronic payments
Card Services


ATM Card – over 25,00 surcharge-free locations


Supervisory Committee

The Supervisory Committee is here for you if you have a question, comment, or complaint you are uncomfortable sharing with the credit union staff.

The Supervisory Committee is a three-member panel that operates independently of the Board of Directors and the credit union. Among its many roles is serving as the liaison between the membership and management of the credit union. Confidential correspondence can be sent directly to the Supervisory Committee at TCU.SupervisoryCommittee@toro.com. Each communication will be reviewed and responded to by the committee.
Protect Your Family

Credit Life Insurance will pay off or reduce your remaining loan balance if you pass away during the period of a loan. 

Credit Disability Insurance helps make your loan payments in the event you become disabled or can’t work for medical reasons for at least 14 consecutive days. This insurance will continue to make your loan payments until you return to work.

Please contact the credit union for more information on Credit Life or Disability Insurance.
Mark Your Calendar

Tuesday, April 23rd - 75th Annual Meeting of Toro Credit Union

Monday, May 27th - Closed for Memorial Day
CONNECT WITH US!

Lobby Hours: Monday - Friday 8:30 am - 4 pm CST

Call Center Telephone Hours: Monday - Friday 7 am - 8:30 am CST & 4 pm - 7 pm CST
Saturday: 7 am - 4 pm CST
 
Website: www.ToroFCU.org
Lending Email: lending@torofcu.org

Federally insured by the NCUA.   Equal Housing Opportunity.