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GENERAL LIABILITY/SOCIAL SERVICE PROFESSIONAL FEATURES:
◊ Separate occurrence limits of liability available up to $1M/$3M for general liability, social service professional and abuse & molestation
◊ Special events coverage available at no additional cost
◊ Defense costs for state disciplinary proceedings available up to $100K
DIRECTORS AND OFFICERS/EMPLOYMENT PRACTICES FEATURES:
◊ Separate limits of liability with unlimited defense costs outside the limit
◊ Lifetime occurrence reporting period for former directors and officers
◊ Automatically includes third party discrimination and harassment
PROPERTY FEATURES:
◊ Special cause of loss form
◊ Property limits up to $3M (coastal limit $1M excluding wind and hail)
◊ Equipment breakdown to cover your electrical, mechanical and pressure equipment
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