Steve Quaife,

Glenda Beam,

Amy Hoyer,

Jason Hanson,

Darren Plank,

Leah Stanley,

Breshae Brunette,

Pam McCormick,

To view the most recent Mortgage Barometer report, click here.

1 cup whole wheat flour

1/2 cup oatmeal

1/2 cup grated carrots or (1/4 cup grated carrots and 1/4 cup pumpkin puree)

1 egg

2 TBL peanut butter

Add all ingredients and mix well.

Heat waffle maker and place dough in waffle maker or dog treat maker. Cook 5 minutes or until done. Cool and break into treat size pieces. Store in an airtight container.

Enjoy!

The 2021 housing market was the most lucrative—and competitive—ever recorded in U.S. history. With historically low interest rates, limited inventory, and spiking home values came fierce demand among buyers. Millennial home buyers entered the market for the first time, willing to take risks and increase their budget in order to own homes and raise their families. And even though the market is starting to cool, home buyers still face a number of challenges. Click here to learn more.

There's no denying that real estate professionals are plugged into the current home design trends and have insight into which trends are gaining in popularity. After a long pandemic and a cold winter season, perhaps its no surprise that an ultra cozy style is the main idea behind the latest interior design trends. Check out this article for what real estate professionals are pegging as hot trends to make your home feel warm and cozy this season.

We've stretched, adapted and re-adapted a lot during these past couple of years. In the midst of all this trial and change, our homes have become our havens -- multi functional spaces where we can work, learn, and -- hopefully, relax and recharge. The latest buzz in home design centers around flexibility: creating home environments that meet our ever-changing and expanding needs, appeal to our aesthetics, and engage our senses. Not only do we want flexible spaces, we want unique outdoor spaces and an overall cozy and natural feeling. Click here for a closer look at some of the hot home trends of 2022.

Homebuyer assistance programs are on the rise in 2022. Down Payment Resource has announced the release of its latest Homeownership Program Index, as the Q4 2021 HPI examined a total of 2,192 homebuyer assistance programs that were active as of January 6, 2022. Their analysis of homebuyer assistance programs showed a measurable increase in funding and an increased prevalence in programs aimed at assisting community heroes, including first responders, military, educators and other community service personnel. Click here to learn more.

Social media and traditional media sometimes lead us to believe that the majority of people out there are living highly glamorous and affluent lifestyles. And while we may find ourselves wishing we had the means to spend money frivolously, studies show nearly two-thirds of Americans are living paycheck-to-paycheck. The truth is, it IS possible to enjoy some of the pastimes of the affluent while staying out of debt, you just need a bit of creativity and the right attitude. Click here for some ideas on how to live like a millionaire, even if you aren't one.