Advantage Advisor
Monthly Newsletter
November - 2022
Veterans Day this year is on Friday, November 11th, 2022. These Veterans Day 2022 freebies, deals, and discounts will surely bring a little joy to someone who protected the freedoms we hold so dear! Thank you to all of the Veterans out there!

Click below to find out more:
In This Issue:

  • Veterans Day Deals & Freebies
  • 10 Things To Do After You Pay Off Your Student Loans
  • Quickest Ways To Save Money At The Grocery Store
  • Should You Take Out A 401(k) Retirement Loan
  • Clients Speak Out (Reviews)
  • Company News & Events
  • Correction to October's Newsletter
RECENT BLOG POSTS - 
Student loan debt has now surpassed credit card debt by over $3 billion. Student loan debt will probably continue to rise quickly unless the government understands its implications on the US economic growth and takes REAL action to mitigate the problem. The graduating class of 2022 is the most indebted in history, with over... Read more here!
It’s super easy to overspend at the grocery store. Every week you forget something at home and find yourself scrounging around in a hurry on your break to buy it. There’s a lot of information on the Internet about how to save money on groceries, but it’s not all that different from what... Read more here!
In 2022, most people need more savings to retire at the standard age. Luckily, we live in a time when there are more options than ever. One of those options is taking out a loan from your 401k plan. Just keep in mind that these loans come with their own set... Read more here!
CLIENTS SPEAK OUT - 
"I was very satisfied with the fact that I was able to make payments on my credit card accounts and quickly pay them off without having the usual high rate of interest applied to my accounts because Advantage Credit Counseling negotiated this with my creditors. Thank you very much!" ~ Yvette B.
"DeLisa was very professional and attentive to my needs through the entire process, and promptly responded to any questions along the way. I've completed my repayment plan, and have referred others to their program. I couldn't have done it without their program!!!! Thank you!”  ~ Kathy S.
"DeLisa and the team were SUPER relaxed, friendly, non-judgmental, and above all helpful in getting my debt onto a management plan that worked for me -- and that allowed me to get on track to early payoff. Will definitely recommend to anyone seeking to get out from under the crushing burden of credit card debt for sure! Thank you!" ~ Crystal N.
COMPANY NEWS & EVENTS - 
2022 Johnstown Be Utility Wise Hybrid Human Services Conference!

Our Director of Compliance and Community Relations, Heather Murray, will be presenting at the 2022 Johnstown Be Utility Wise Conference on Wednesday, November 9th, from 9:00 am to 3:00 pm.

Be Utility Wise is a FREE, full-day professional development conference promoting consumer awareness, utility education, and life management skills. The conference is not open to the public, but please feel free to share this information with anyone who might be working in this sector and would like to register for this free conference. Thanks!
CORRECTION TO OCTOBER'S NEWSLETTER - 
In our October newsletter, we shared a blog post called “Six Important Documents Filed In A Foreclosure Proceeding.” We would like to clarify that a refund to the homeowner does not occur if the homeowner owes more than the house is sold for by the bank. The blog post has been updated and corrected. We apologize for any confusion this may have caused. Thank you!