April 2021 eNews
Great rates on boats, campers & RVs with terms up to 10 years!
Get pre-approved before you start shopping!
*Federally insured by the NCUA. Equal Housing Lender. All loan financing is based upon credit qualifications. See credit union for full details. Some restrictions apply.
Join us on Tuesday, April 13th at 4:30 pm for the 72nd Annual Membership Meeting of YOUR credit union! Please register for the virtual meeting by clicking the link below. We anticipate the meeting to last less than 20 minutes and have several great prizes to giveaway! Don't miss it!
Member-Owner Survey

WE’RE ALL EARS! 

All members are encouraged to take our short Member-Owner Survey to help us improve our service to YOU! 

Please complete the survey on or before Friday, April 16th.  
As a child, you are told not to brag, but we love when our member-owners brag about their experiences at Toro Credit Union. If you have an experience you would like to brag about, please email us a quick note along with your photo. Then we’ll deposit $5 into your account as a special THANK YOU!
Pay Less for Your Car

If you are looking to pay less each month for your car or truck, you should contact a loan officer to see if they can refinance your loan from another lender and save you money.

We make saving money and refinancing your auto loan simple!
Text Banking

Text banking is a convenient service that allows you to receive quick on-the-go updates on your accounts via text message. You can also request and receive account information by sending text commands. Text banking is a FREE service from Toro Credit Union but your mobile carrier’s standard texting and data rates may apply.

Follow these steps to set up Text Banking:
  • Log in to Toro’s "Mobile Banking App”
  • Tap "Accounts"
  • Tap "Text Banking"
  • Tap "Enroll in Text Banking"
  • Select a nickname and accept the terms and conditions.
  • Enroll phone numbers

Next, we recommend that you set up eAlerts from your mobile device.
  • Within the Mobile Banking App please tap “Accounts”
  • Tap “Info Center”
  • Tap “eAlert Subscriptions”

Please contact the credit union if you have any questions.
Savings Made Easy

IRA
It’s never too late to start investing in your future. Toro Credit Union makes it easy to plan for your retirement savings with Traditional or Roth Individual Retirement Accounts, as well as Educational IRAs, which can be used to save for college expenses. Please contact the credit union to open a new IRA.
Certificates
Share Certificates of Deposit are a great way to save and earn dividends.
  • Available in terms of 6 to 36 months
  • Open with as little as $500
  • Dividends are compounded & credited quarterly
  • Special rates for $25,000 +
Certificates of Deposit may be opened within It's Me 247 Online Banking under the New Accounts tab.
Preapprove Your Way to a Better Car Deal

Before you set foot on the car lot, get preapproved for an auto loan at your credit union. Getting preapproved for a car loan means you'll know what size loan you're qualified for, what kind of rate you'll pay, and it shows car sales staff that you're a serious buyer.

If you have questions about how much car you can afford, or how financing works, a credit union loan officer will be happy to help.
Manage your finances from the palm of your hand with Toro Credit Union Mobile Banking! Download the Mobile Banking App or use the It’sMe247 mobile website by clicking “Go Mobile” in the It’sMe247 Online Banking toolbar in your mobile web browser. The mobile website offers the same features as online banking but in a more mobile-friendly format. Mobile deposit is not available through the mobile website, so please use the Mobile Banking App for this feature.
eAlerts

Did you know you can set up the following text or email eAlerts?

  • Account eNotice
  • Send My Daily Balance
  • Account Balance Boundaries
  • Deposit/Withdrawal Reminder
  • Daily Transactions
  • Daily Transaction Amounts
  • Don't Forget Your Loan

Mobile App: Log into the Toro Mobile Banking App from your smartphone, click "Accounts", select "Info Center" and select "eAlert Subscription."

It'sME247: Log into It'sME247 Online Banking from a computer or your smartphone, click "Info Center" and select "eAlert Subscription."
Mark Your Calendar

Tuesday, April 13th - Virtual Annual Membership Meeting at 4:30 pm

Monday, May 17th - Extended deadline to make 2020 IRA contributions

Monday, May 31st - Closed for Memorial Day
CONNECT WITH US!

Lobby Hours: Monday - Friday 8:30 am - 4 pm CST

Call Center Telephone Hours: Monday - Friday 7 am - 8:30 am CST & 4 pm - 7 pm CST
Saturday 7 am - 4 pm CST
 
Website: www.ToroFCU.org
Lending Email: lending@torofcu.org

Federally insured by the NCUA.   Equal Housing Opportunity.