Volume 1L | January 14, 2021
We've heard you and have some great news!

To ensure we are serving as many of our agent's needs as possible, MCC will now put out 2 different newsletters each week. The Medicare products newsletter will come out on Mondays and this new Life & Ancillary products newsletter will come out on Thursdays. As you have seen with our Medicare newsletter and can see below, it will be filled with useful information for our agents, including carrier updates, tips for agents and a social media post. If you receive our Medicare newsletter also, that's 2 free posts per week to help grow your reach on social media platforms, in turn getting you in front of more prospects.
Protective has lowered prices for Classic Choice term – again

Protective Classic Choice Term is more competitive than ever; with prices that put it in the Top Three 95% of the time in monthly pay scenarios and 92% of the time in annual pay scenarios. And there’s more. They’ve:
  • Extended their maturity age to 95
  • Increased maximum issue ages in their 10- to 30-year term periods
  • Upped their fully commissionable policy fee to $65

Preparing Clients for Parameds and Cognitive Assessments

Phone interviews, paramed exams, and/or cognitive assessments are often required when applying for insurance. When a client knows what to expect, the client can be comfortable with the process, information can be ready, and applications can be approved faster. Read more
Carriers on the Drop Ticket Platform
  • AIG
  • American National
  • LGA (Banner/William Penn)
  • Protective
  • Pacific Life
  • Prudential
  • Mutual of Omaha
  • John Hancock - With and without Vitality
To learn more, click the Drop Ticket banner above. To request access to Drop Ticket, contact Lori by email or call (800) 783-5642 ext. 1119
Update from Transamerica about Riders Available

Attention! - We are excited to announce, effective 1/1/21, we have resumed accepting applications with Long Term Care (LTC) and Living Benefit Riders (LBRs) for insureds age 56-75, subject to normal underwriting requirements. 
 
PLEASE NOTE: ALL IN-FLIGHT cases, or those not yet issued, will be eligible to add LB/LTC rider up to the time of issue with underwriter approval. 
 
Keep in mind, underwriting for individuals over age 65 who've been diagnosed with COVID-19 will be postponed for a minimum of 6 months from date of recovery. Postpone periods for all ages may vary and will be determined by age, severity of the individual case, any history of ratable comorbidities and any residuals. 
Carrier Feature: Protective Life
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You wouldn’t hammer a small nail into the wall with a sledgehammer.

Using the right tool for the job is important.

The same can be said about life insurance. When clients want streamlined, long-term protection, make sure you’re recommending a solution that aligns to their needs.

This video will show you how you can solve your clients’ protection needs with Protective Lifetime Assurance UL, a straightforward GUL — without all the bells and whistles.
**Social Media Post to Share with Your Clients**

Life insurance questions? We can help! We will not only assist you in acquiring the right coverage for you and your family, but also educate you in the process. Let's work together to ensure you are covered and have peace of mind with your purchase.


Stand Out from Your Competition

Pacific Life Insurance Company has compiled tips on how agents can stand out from their competition on LinkedIn. Read more.
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Interested in making more money from your book of business? Cross-sell!

Book of life clients? Offer Medicare plans and/or ancillary products!
Book of dental clients? Offer life products!

MCC has a vast portfolio of carriers and products to cover many of your client's needs. Take advantage of it, capitalize on your existing clients and you could make 2021 your highest earning year yet!

To learn more about our products, visit our website or call us today at (800) 783-5642