be an expert in a particular subject, the more wary you should be. How does that old saying go, "The loudest voice in the room seldom belongs to the most intelligent mind"? When rates started to rise in February of 2022 I heard a lot of people discussing the idea of waiting to buy once rates came back down, which in theory, makes a ton of sense, but in reality, didn't pan out. When the, "When's the best time to buy?" question arises, my answer never changes; when your ready! In my opinion, when your finances are in place, and the right property hits the market, is when you should go after it. Unfortunately I had a handful of clients who decided to wait out the high rates at that time (4-5%) only to find themselves in the same holding pattern nearly two years later because rates continued to climb. I personally like to use mortgagenewsdaily.com to keep up with, and research the recent history of interest rates which can help you get a better understanding of what a 'good' rate really is. | 
