FALL-la-la-la-la, Your eNews is Here!

"Providing First Class Service Since 1925"

Quick Links

Locations & Hours

Share Your First Class Experience!

October 2023 eNews

First Class Teacher Award Recipient

We are excited to announce that Soundra D. from Findley Elementary School in Des Moines was selected as this year's "First Class Teacher!" As the recipient, Soundra received help from FCCCU with her classroom supply list for the 2023/2024 school year. Thank you to all the members who nominated a teacher this year!

2023 Holiday Loan

Put some extra JINGLE in your holidays with our Holiday Loan!

Stop stressing about holiday funds – apply for a Holiday Loan with First Class and put some extra JINGLE in this year’s holidays! Plus, you’ll be merrier knowing your gifts will be paid off by this time next year.

Get the details & apply

SKIP Your First Class Loan Payment

Members who have a First Class loan may be eligible to SKIP one month’s worth of payments. Skip your payment on one eligible loan...or all of them. It’s up to you!

Learn more & complete a request form

Make NO Payments & Get $100 Cash

Bring your auto loan to First Class & drive away with 100 days of no payments + $100 cash!

New & Used Vehicles
$100 cash applies to purchased vehicles or loans refinanced from another lender
No cost pre-approvals
Competitive rates
Terms up to 7 years

Includes motorcycles, campers, trailers & RVs too!

Apply Online Now!

*Member must be approved & finance loan with First Class CCU to receive $100. Offer subject to change without notice. All loans subject to approval. For a $20,000 car loan with a term of 60 months at 5.49% APR, the monthly payment will be $381.93. Current loans with FCCCU do not qualify. Loans approved under the First Class Acceptance program will not be eligible for 100 days no payments. Federally insured by the NCUA. Equal Housing Opportunity.

Complete a BalanceTrack Module for a Chance to Win $500!

“Stay on Track” is back! It’s the annual BalanceTrack Sweepstakes from our partner in financial education, BALANCE. With “Stay on Track,” BalanceTrack users can win $500 and/or one of three $100 gift cards!

This Month's BALANCE Webinar Series

First Class has partnered with BALANCE to provide you with free access to expertly-crafted financial education resources.

Learn more about this valuable financial education tool

Free Webinar

FEDERAL VS PRIVATE STUDENT LOANS

Tuesday, Oct. 10 & Thursda y, Oct. 19

This workshop explains key differences between federal and private student loans, and compares eligibility, interest rates, repayment plans and more. Participants will learn how to choose the option that best suits their needs.

Access Your FCCCU Accounts at More than 5,300 Branches Nationwide

First Class participates in a service called CO-OP Shared Branch that allows members of our credit union to perform transactions at thousands of other credit unions across the country.

At CO-OP Shared Branch locations, you can perform these FCCCU transactions:

Deposits
Withdrawals
Transfers
Balance Inquiries
Loan Payments
Credit Card Cash Advances
Purchase Travelers Checks and Money Orders

Search for a CO-OP Shared Branch near you

You can also download the CO-OP Shared Branch mobile app

to search Shared Branch locations from your mobile device.

Build Your Credit & Confidence

Our Secured Credit Card is a unique card that nearly all members can qualify for.

No minimum credit score required
A great way to improve or establish your credit
No Annual Fee
A great tool for online purchases

Get all the details & apply online!

*Certain conditions and limitations may apply and cards are subject to approval - talk with a lender or visit our website for complete features and benefits of the card. The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. For the Secured and Max Cash Secured products, your credit limit will be equal to the amount of your security deposit with a minimum of $300. Federally insured by the NCUA. Equal Housing Opportunity.

Our remodel is nearing completion!

Watch for an announcement of our open date coming soon.

Westown Branch Update

The lobby at our Westown Parkway branch remains closed as we continue our remodel. Construction is already well underway, and we are excited to share our new and improved branch with you soon. The Euclid Avenue location remains in full service during normal business hours to assist you, and we have many Shared Branch locations to serve you as well.

Euclid Avenue Office

303 Euclid Avenue

Des Moines, IA 50313

Lobby hours:

Monday-Friday: 9:00am-5:00pm

Saturday: Closed

Drive-up hours:

Monday-Friday: 8:30am-5:30pm

Saturday: 8:30am-12:00pm

Westown Parkway Office

2051 Westown Parkway

West Des Moines, IA 50265