NEWS BRIEF - NOVEMBER 2021
November is Long-Term Care Awareness Month, Alzheimer's Disease Awareness Month and Family Caregivers Awareness Month. Coincidental? We've don't think so.

In our blog BROKEN RECORD, we list new twists to the risks associated with long-term care. Most of us don't think twice about insuring autos or homes. But forgotten or ignored and far more risky is the insurance that protects income and assets.

We're in the midst of Medicare open enrollment for beneficiaries. Advantage plans are advertised night and day. Just be sure you understand what is covered with Original Medicare, supplements and advantage plans. They are not created equal.
Scratch...scratch.... Do we sound like a broken record yet? More reasons why you need to get your long-term care plan done!
A busy month for all of our favorite causes. Learn more about four of them including a different community of seniors!
Kids really want to help their parents as they age! Most just don't understand the enormity of the task when added to their already busy lives.
Gathering for Thanksgiving? Here is your list of what to observe when visiting with your loved ones and start a conversation about long-term care.
Did You Know?

The cost for long-term care varies depending on the type of care required and the geographical area. Today, the national median cost of non-medical home care is $24 per hour. An average of 44 hours of home care per week costs $54,912 annually. The national median cost for a private room in a nursing home is $290 per day or $105,850 annually. Costs have increased between 4% and 6% depending on the venue. You can review the current cost of care and project future costs in your area using the Genworth 2020 Cost of Care Overview.
Nicole Gurley, CLTC
Gurley Long-Term Care Insurance
480.515.2715