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Your Life. Your Needs. Your Plan.
Greetings!

Hope this finds you well.

Silver linings and investment losses aren’t generally heard in the same sentence.
There is one circumstance when an investment loss can be beneficial.

Well, actually a couple of times. The first could be when you were planning on investing money anyway and the price of the investment happened to go down in price.

Check out this week's blog below.

Rick Fingerman, CFP® and Lyman H. Jackson, CFP®
When an investment loss has a silver lining
The IRS allows one to offset these gains from losses. If you had a long-term gain in stock XYZ of $10,000 and a long term loss of $10,000 in stock ABC, they would actually wipe each other out and you would have zero gains and zero loses.
We Specialize In Three Areas
Retirement
Whether in retirement or nearing retirement, our disciplined approach will help ensure you are on track
Women in Transition
Recently widowed or divorced, our compassionate approach will give you peace of mind and a sense of empowerment
Paying for College
With skyrocketing costs and little time left to save, without a college plan, one's retirement could be in jeopardy
How Hot Peppers May Extend Your Life

Spice can hack your brain by making foods taste saltier.
These Two Foods Can Significantly Reduce Jet Lag, According to New Data From Qantas

Most frequent fliers have a list of personal tricks for how to avoid jet lag

Juneteenth: A Visual History

Representative Al Edwards, a Democrat from Houston, introduced a bill in June 1979 that called for Juneteenth to become a state holiday.

On June 17, 2021, President Joe Biden signed legislation into law making Juneteenth a federal holiday.
Misconceptions You Learned in School


Elliott discusses some misconceptions you might have learned in school.
A loved one's dementia will break your heart. Don't let it wreck your finances

A growing body of research shows that people with dementia face worse financial outcomes. 

Recipe of the Week

MEXICAN BEAN BURGER

Healthy, easy, and satisfying, this Mexican Bean Burger is boasting all the must haves: a pow of spices, perfect texture, and oh-so-delicious.
Quote of the Week

"You have to train your mind as much as your body."

- Venus Williams
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Financial Planning Solutions, LLC ("FPS") is a fee only Registered Investment Advisor ("RIA") located in the Commonwealth of Massachusetts. FPS provides asset management and related services for clients nationally. FPS will notice file and maintain all applicable licenses as required by the various states in which FPS conducts business, as applicable. FPS renders individualized responses to persons in a particular state only after complying with all regulatory requirements, or pursuant to an applicable state exemption or exclusion. 
The opinions and comments of this newsletter are those of Financial Planning Solutions, LLC and are not intended as specific advice or recommendations. To understand what investments are right for you and your situation, it is recommended that you sit down with a Certified Financial Planner™ Practitioner that understands your financial situation, goals and desires. This information is being provided as a courtesy. When accessing the website links, you are leaving this site and assume total responsibility and risk for the sites you are visiting. We also make no representation of the completeness or accuracy of websites.
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