Goodall Mortgage, LLC. 
FHA W-2's Only Program - No Tax Returns
Loan Requirements.

  • Owner Occupied Only.
  • Purchase or Refinance
  • 3.5% Minimum Down Payment.
  • 96.5% Maximum Financing.
  • (1-4 Units)
Employment & Income Requirements.

  • Two Years Minimum Employment (Wage Earners & 1099 Employees Only).
  • No Tax Returns.
  • Two Most Recent Pay Stubs
  • (Wage Earners & 1099 Employees) 
  • Two Most Recent Years W2's
  • (Wage Earners).
  • Two Most Recent Years 1099
  • (1099 Employees).
Credit Requirement.

  • 2 Years Discharged From Chapter 7 and 13 Bankruptcy.
  • 3 Years From Foreclosure.
  • 3 Years From Deed-In-Lieu.
  • 3 Years From Short-Sale
  • All Judgments, Collections, Tax Liens, ChargeOffs
  • Must Be Paid In Full.
  • All Past Due Must Be Paid Current.
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A Georgia Residential License Mortgagee
License # 32392
Phone: 404-835-7922
 NMLS # 500019