For many, this holiday season may be one in which money is a little tighter than usual. The pandemic has affected many people's income, mainly due to layoffs and sickness. On top of that, how people decide to shop may be different this year. Some places still have mask mandates in effect, and a vaccine has not been placed on the market just yet.

Meanwhile, here are some ways to stretch your dollars and to make Christmas shopping less stressful this year if you decide to hand out gifts. Whether you give gifts or not this year, stay safe and know the true reason for the season. Be grateful for what you have.