Ease of Use: If the property is vacant between semesters – no problem! When the Landlord Platinum Package is purchased, the Vacancy clause is 90 days. This means the reduction in coverage that kicks in when the home is unoccupied wouldn’t apply until the home has been vacant for 90 days.

Broad Underwriting: Our program offers broad underwriting, which gives you the opportunity to write this business with a Personal Lines carrier rather than a General Agency or an E&S market! For more information about how that benefits you and your customer, see the back of this sheet.

Settlement Method Options:  

Foremost’s base policy includes an Agreed Loss Settlement provision for a covered total loss in most states, and an Actual Cash Value settlement on a partial loss. Customers can also select Replacement Cost, Extended Replacement Cost or Repair Cost on our Dwelling Fire Three policy.

Tenant Screening: Foremost offers policy discounts to customers who screen their tenants.