Dear Member,
All of us at SharePoint wish you a happy and healthy New Year.
Like many of our members, we are happy to see 2020 in the rearview mirror. In 2020, our business shifted with the tide of the pandemic.
Fewer car loans, more home loans, more deposits, and many loan deferrals. With shorter lobby hours (drive throughs are open), more members used our Remote Deposit Capture, Internet Banking and Mobile Banking. Online applications set new records. Our membership vision is to be your first choice when a financial need arises. We were pleased that in 2020 when the financial need arose, our members chose SharePoint.
As we move into 2021, and beyond the pandemic, I am sure we will see more members with new needs and perhaps a lower credit score from the recession. We are prepared and eager to remain your first choice. Please don’t assume that because you missed a payment, worked fewer hours, or were unemployed during 2020 or 2021 that you can’t use the benefits of SharePoint. Our goal is always a lifelong relationship with our members. While we cannot always say yes, we still believe our pricing and service is excellent. So please call us when you have the next financial need.
Lastly, thank you for your business. We continue to have members with 30 and 40+ years of history with SharePoint and we are now helping the younger generations of those same families. We have truly created lifelong relationships.
Sincerely,
Phillip A. Kopischke
President & CEO
|
|
Whether new or used, SharePoint makes vehicle financing easy and a great value! Do you already have an auto loan somewhere else? Refinancing to SharePoint is a smart way to lower your rate and reduce your loan term. And applying takes just minutes!
Benefit from:
-
Up to 60 days no payment1
-
New, used, refinancing to SharePoint available2
- Ask about our Auto Insurance discounts available
-
Auto Buying Center service available to help you shop SHOP NOW
|
|
REFINANCE YOUR MORTGAGE AND SAVE |
|
15-Year Fixed Mortgage
2.375% RATE^
2.490% APR^
|
|
30-Year Fixed Mortgage
2.875% RATE^
2.947% APR^
|
|
|
Are you ready to take advantage of the historically low interest rates to refinance your home, reduce your rate, lower your payment, or even pay off your mortgage earlier? You could even choose to cash out for home improvements or consolidate other debts as you work to be debt free. SharePoint CU is the best place for your home mortgage refinance.
You will benefit from:
- Highly competitive rates
- A variety of mortgage options
- Easy, personal service from people you trust
- Home insurance discounts available
We are here to help! Contact our Mortgage experts to determine what your best option is and easily refinance today.
|
|
We value your membership and hope that you will refer friends, family, and coworkers to SharePoint, and you can both earn money. Current members will receive $25 for each new eligible member referred, up to $100! New members will earn $25 for each new checking account or loan opened, up to $100! Promotional funds will be deposited to each eligible member by 4/16/2021. |
|
Get Your Maximum Refund and Special Savings on TurboTax
Getting your biggest possible tax refund has never been easier. From simple to complex taxes, TurboTax® has you covered.
- Taxes made easy. Just answer questions about your year, anytime and from any device, and TurboTax fills in all the right forms for you.
-
Real experts standing by. With TurboTax Live, get unlimited advice from tax experts as you do your taxes or – have everything done for you, start to finish.
- Done right, guaranteed. TurboTax guarantees 100% accurate calculations, so you can be confident your taxes are done right.
SharePoint Credit Union works with TurboTax to provide special savings for our valued members – get up to $15 off TurboTax federal products.***
|
|
We are here to help you reach your financial goals. Please let us know how we can help you save time and money!
Sincerely,
SharePoint Credit Union
|
|
*APR = Annual Percentage Rate. Rates are as low as and subject to approval. Rates may vary, based on credit history, loan term and age of vehicle. A down payment may be required. Rates include a .25% discount for automatic payment. The 1.99% auto loan rate is available for a maximum term of 60 months. Monthly payment would be $17.52 per $1,000 borrowed
at 1.99% over 60 payments. A $5 fee will be charged at the time of loan origination. Rates are subject to change without notice. Cannot be combined with any other offer. Offer effective 1/26/2021 and subject to change without notice.
1Interest will begin to accrue 60-days from the contract date – Timing of first payment may vary based on credit approved loan terms. See a SharePoint Representative for full details.
2Not intended for the refinancing of existing SharePoint loans.
^Interest rates shown above are as of 1/26/2021 and are subject to change without notice. This is not a credit decision or a commitment to lend. Not all loan programs are available in all states for all loan amounts. The rates shown above are for a purchase of an existing single family residence to be used as a primary residence with a loan amount of $150,000 located in Hennepin County and loan-to-value of 80%. The rate is based on a 45 day rate lock with a 740 credit score and an escrow account is required. Your loan’s interest rate will depend on various factors including: loan product, loan size, credit profile, property value, geographic location, occupancy, and other factors. APR = Annual Percentage Rate.
- Payment example: Assuming a 15 year mortgage with a balance of $150,000 at an interest rate of 2.375% the monthly payment would be $991.38.
- Payment example: Assuming a 30 year mortgage with a balance of $150,000 at an interest rate of 2.875% the monthly payment would be $622.34.
- If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.
**All SharePoint accounts are subject to approval. Referral must be a new member and be eligible for membership. Existing member must in good standing, and fill out Referral Form online to be eligible to receive promotional funds. The existing member will receive $25 for each new SharePoint member they refer, up to four referrals. The new member will receive $25 for each new qualifying account opened or loan closed, up to four total. Offer is available for all consumer fixed rate, closed end loans and checking accounts. Member must close loan or open account by 3/31/2021. Promotional funds will be deposited into each eligible member’s Checking or Savings account by 4/16/2021. Member is responsible for any related taxes according to MN laws. Offer effective 1/1/2021 and subject to change without notice. SharePoint is an equal housing lender. Federally insured by the NCUA.
***Visit http://turbotax.intuit.com/lp/yoy/guarantees.jsp for TurboTax product guarantees and other important information. Limited time offer for TurboTax 2020. Discount applies to TurboTax federal products only. Terms, conditions, features, availability, pricing, fees, service and support options subject to change without notice. Intuit, TurboTax and TurboTax Online, among others, are registered trademarks and/or service marks of Intuit Inc. in the United States and other countries.
|
|
|
|
|
|
|
