Your Life. Your Needs. Your Plan.
Greetings!

Hoping this finds you well.

When people talk about taxes, they are often referencing federal income tax rates. But we know that state taxes can play an important role, too, and they should be considered in relation to your investments as well as many other financial decisions. Check out the blog below for MA specific taxes.

In good health!

Rick Fingerman, CFP® and Lyman H. Jackson, CFP®
Independent. Fee only. Fiduciaries
Taxes in Massachusetts
In Massachusetts workers must pay income taxes on their wages. At one time the rate was above 5% but a voter referendum and some wrangling back and forth on Beacon Hill over the years finally resulted in this rate being cut to 5% effective on January 1, 2020. 
We Specialize In Three Areas
Retirement
Whether in retirement or nearing retirement, our disciplined approach will help ensure you are on track
Women in Transition
Recently widowed or divorced, our compassionate approach will give you peace of mind and a sense of empowerment
Paying for College
With skyrocketing costs and little time left to save, without a college plan, one's retirement could be in jeopardy
What’s the “Natural” Human Diet?

What can our nutrient requirements, metabolism, and physiology tell us about what we should be eating?
Science Friday

Itchy?
We’ve all had that urge to scratch an itch. But why do we do it?
How To Start a Movement

With help from some surprising footage, Derek Sivers explains how movements really get started. (Hint: it takes two.)
On This Day in History
Oskar Schindler—credited with saving 1,200 Jews during the Holocaust—dies
Trump vs. Biden: Your Money in an Election Year

You do not want to miss our next FREE webinar

Join us for a discussion on Thursday October 15th at 7 pm
Recipe of the Week

Cozy at Home Spicy Any Veggie Soup
This spicy, bursting-with-flavor soup can be made with whatever veggies you have lurking in the crisper and pantry.
Quote of the Week
"Don't count the days, make the days count"

- Muhammed Ali
120 Wells Avenue, Newton, Massachusetts, 02459 | 617-630-4978 | 800-224-0132
Financial Planning Solutions, LLC ("FPS") is a fee only Registered Investment Advisor ("RIA") located in the Commonwealth of Massachusetts. FPS provides asset management and related services for clients nationally and internationally. FPS will notice file and maintain all applicable licenses as required by the various states in which FPS conducts business, as applicable. FPS renders individualized responses to persons in a particular state only after complying with all regulatory requirements, or pursuant to an applicable state exemption or exclusion. 
The opinions and comments of this newsletter are those of Financial Planning Solutions, LLC and are not intended as specific advice or recommendations. To understand what investments are right for you and your situation, it is recommended that you sit down with a Certified Financial Planner™ Practitioner that understands your financial situation, goals and desires. This information is being provided as a courtesy. When accessing the website links, you are leaving this site and assume total responsibility and risk for the sites you are visiting. We also make no representation of the completeness or accuracy of websites.
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