T h e T o r r e n t
A newsletter of the
Connecticut Department of Energy & Environmental Protection
exploring floodplain management issues
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- Unpriced Climate Risk & Housing
- Updated Technical Bulletin 10
- CT Flood Mapping Update
- Revised Mitigation Plan Standards
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- HUD Proposed Rule - FFRMS
- NE Emergency Training Center
- EC & Dry Floodproofing Forms
- Training Opportunities
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Unpriced Climate Risk & US Housing Market |
Currently, more than 14.6 million properties in the U.S. face at least a 1% annual probability of flooding, with expected annual damages to residential properties exceeding $32 billion. Increasing frequency and severity of flooding under climate change is predicted to increase the number of properties exposed to flooding by 11% and average annual losses by at least 26% by 2050. The increasing cost of flooding under climate change has led to growing concerns that housing markets are mispricing these risks, thus causing a real estate bubble to develop.
Low-income households are at greater risk of losing home equity from price deflation due to factoring in anticipated flood risk. The study found that low-income households stand to lose as much as 10% of their market value. In general, the study found that highly overvalued properties are concentrated in counties along the coast with no flood risk disclosure laws and where there is less concern about climate change. In particular, properties in Florida are overvalued by more than $50 billion. Aside from the impacts to homeowners, municipalities that are heavily reliant on property taxes for revenue are also highly vulnerable to budgetary shortfalls. These municipalities are concentrated in coastal counties, as well as inland areas in northern New England, eastern Tennessee, central Texas, Wisconsin, Idaho and Montana. In these areas, local governments may need to adapt their fiscal structure in order to continue to provide essential public services.
A large portion of overvaluation is driven by properties located outside of the Special Flood Hazard Area (SFHA), identified by the Federal Emergency Management Agency (FEMA) as having a 1% chance of being flooded per year (100-year floodplain). Properties located outside the SFHA comprised 83% of all properties at risk of flooding and contribute 69% of total overvaluation in dollar terms. The timing, speed, and extent of devaluation depends on institutional, policy, and regulatory adaptation responses to increasing flood hazards – all of which will impact who bears the financial brunt of climate-related disasters: individual homeowners, taxpayers, or mortgage lenders.
The study is the first-ever assessment of climate risk to property values, using the property-specific, climate-adjusted First Street Foundation flood model. To generate these estimates, the authors evaluated the extent to which property values already account for the costs of flooding. They then compared those price discounts with property prices that fully capture expected damages from flooding over the next 30 years.
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Updated Technical Bulletin 10 Released |
TB 10 provides guidance on the NFIP requirements related to determining that buildings constructed on filled land will be reasonably safe from flooding. Guidance is provided for the placement of fill and the parameters for the design and construction of buildings on filled land that has been removed from the Special Flood Hazard Area through the flood map revision process managed by FEMA.
The major updates to TB 10 include:
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The title has been updated. It was previously Ensuring That Structures Built on Fill In or Near Special Flood Hazard Areas Are Reasonably Safe From Flooding in Accordance with the National Flood Insurance Program.
- The intent of TB 10, and when it is appropriate to use TB 10, has been clarified.
- Increased emphasis on documentation needed for a local official to make the “reasonably safe from flooding” determination.
- Additional best practices are provided.
- Grouped and reorganization of the content discussing the Technical Approaches to Seepage Analysis in Section 9.
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Connecticut Flood Mapping Update |
Below is a status of flood mapping projects within Connecticut.
Quinebaug River watershed - New London County - FEMA issued a letter of final determination for this mapping project on February 1, 2023. New, revised flood maps and flood studies will become effective August 1, 2023. Communities included in this project: Griswold, Lisbon, North Stonington, Norwich, Preston, Putnam, Voluntown.
Quinebaug River watershed - Windham County - FEMA issued a letter of final determination for this mapping project on March 7, 2023. New revised flood maps and flood studie will become effective September 7, 2023. Communities included in this project: Brooklyn, Danielson, Killingly, Plainfield, Pomfret, Putnam, Sterling, Thompson.
Shetucket River and Thames River watersheds - Work maps are scheduled to be released in spring/summer 2023. Communities included in these projects: Andover, Ashford, Bolton, Bozrah, Canterbury, Chaplin, Colchester, Columbia, Coventry, East Lyme, Eastford, Franklin, Groton (Town), Hampton, Hebron, Lebanon, Ledyard, Lisbon, Mansfield, Montville, New London, North Stonington, Norwich, Old Lyme, Preston, Salem, Scotland, Sprague, Stafford, Stonington (Town), Tolland, Union, Waterford, Willington, Windham, Woodstock.
Farmington River watershed - Preliminary flood maps and flood insurance studies are scheduled to be released in spring/summer 2023. Communities included in this project: Avon, Bristol, Barkhamsted, Bloomfield, Burlington, Canton, Colebrook, East Granby, Farmington, Granby, Hartland, Harwinton, New Hartford, Norfolk, Plainville, Plymouth, Simsbury, Suffield, Torrington, Winchester, Windsor, Windsor Locks, Wolcott.
Saugatuck River watershed - Preliminary flood maps and flood insurance studies are schedule to be released in spring/summer 2023. Communities included in this project: Bethel, Bridgeport, Danbury, Darien, Easton, Fairfield, Greenwich, Monroe, New Canaan, Newtown, Norwalk, Redding, Ridgefield, Shelton, Stamford, Stratford, Trumbull, Weston, Westport, Wilton.
Lower (Outlet) Connecticut River watershed - Work maps are scheduled to be released in summer 2023. Communities included in this project: Berlin, Bloomfield, Bolton, Chester, Colchester, Columbia, Cromwell, Deep River, Durham, East Granby, East Haddam, East Hampton, East Hartford, East Lyme, Ellington, Enfield, Essex, Glastonbury, Haddam, Hartford, Hebron, Lebanon, Lyme, Manchester, Marlborough, Middlefield, Middletown, New Britain, Newington, Old Lyme, Old Saybrook, Portland, Rocky Hill, Salem, Somers, South Windsor, Stafford, Suffield, Tolland, Vernon, West Hartford, Westbrook, Wethersfield, Windsor, Windsor Locks.
Housatonic River watershed - Work maps are scheduled to be released in autumn 2023. Communities included in this project: Ansonia, Beacon Falls, Bethany, Bethel, Bethlehem, Bridgewater, Bristol, Brookfield, Canaan, Cheshire, Cornwall, Danbury, Derby, Easton, Goshen, Harwinton, Kent, Litchfield, Middlebury, Milford, Monroe, Morris, Naugatuck, New Fairfield, New Hartford, New Milford, Newtown, Norfolk, North Canaan, Orange, Oxford, Plymouth, Prospect, Redding, Ridgefield, Roxbury, Salisbury, Seymour, Sharon, Shelton, Sherman, Southbury, Stratford, Thomaston, Torrington, Trumbull, Warren, Washington, Waterbury, Watertown, Winchester, Wolcott, Woodbridge, Woodbury.
Naugatuck River Levee Study - Initial meeting for stakeholders held March 22, 2023. This Levee Analysis and Mapping Procedure (LAMP) study will be incorporated into the Housatonic River watershed study. Communities included: Ansonia and Derby.
Coastal Erosion Study - This project will produce non-regulatory erosion maps to be used for planning purposes for all Connecticut coastal communities.
Coastal Re-Mapping - FEMA will initiate a coastal restudy in 2023-2024.
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New Hazard Mitigation Plan Standards |
Beginning on April 19, 2023, state and local hazard mitigation plans approved by FEMA will be subject to new, updated standards. FEMA has produced a summary of changes document to assist with identifying these new requirements. State and local plans must now consider equity and climate change, involve a broad range of stakeholders, outline all dam risks, and describe building code adoptions and enforcement, land use, NFIP administration and flood risk mapping capability. See the summary of changes document for a list of all new requirements.
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HUD Proposed Rule - FFRMS |
This Proposed Rule would amend HUD’s existing floodplain regulations to require a greater level of flood protection for new construction and substantial rehabilitation projects. Building to this standard would increase the Nation’s resilience to flooding, reduce the risk of flood loss, and minimize the impact of floods on households across the country.
The Proposed Rule affects projects receiving HUD assistance, financing, or insurance. It expands the floodplain of concern to a defined “FFRMS floodplain.” The FFRMS floodplain expands the floodplain of concern (currently the 100-year floodplain) both vertically (based on projections of increased flood height) and horizontally (to reflect the vertical increase depending on the topography of a site). The proposed rule establishes that, when possible, a Climate Informed Science Approach (CISA) should be used to determine the FFRMS floodplain, utilizing the best-available, actionable hydrologic and hydraulic data. Where this data is unavailable, the rule provides for alternate approaches to determine the FFRMS floodplain based on the best available data/information. HUD also anticipates that over time, additional data will increase the capability of a CISA application nationwide.
The Proposed Rule requires that newly constructed or substantially improved structures within the FFRMS floodplain be elevated or floodproofed to the FFRMS floodplain elevation. This proposed rule would not change the requirements and guidance specifying which actions subject to Part 55 require elevation or floodproofing but rather expands the applicability of the longstanding 8-step process to areas based on both current and anticipated future flood risk.
This Proposed Rule also revises HUD’s Minimum Property Standards for single family one-to four-unit family housing under the FHA mortgage insurance program (which are not subject to Part 55) and low-rent public housing programs to require that the lowest floor in both newly constructed and substantially improved structures under these programs be built at least two feet above the 100-year floodplain.
More information, as well as answers to frequently asked questions, can be found on the Proposed Rule webpage. HUD will be hosting live listening sessions where interested members of the public and stakeholder groups may provide comments on April 17, May 2 and May 15. Each session will be hosted from 3:00-4:30 PM. Registration information for the sessions can be found at the links below. All content presented across all sessions will remain the same, however, to maximize attendance HUD encourages participation at the appropriate session.
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Northeast Emergency Training Education Center |
On March 2, 2023, Governor Maura Healey of Massachusetts announced the creation of the Northeast Emergency Management Training and Education Center (NEMTEC). This new training program will provide education and expanded resources for Connecticut, Maine, Massachusetts, Maine, New Hampshire, Rhode Island and Vermont. The Center was created by the six New England states and will be led by the Massachusetts Emergency Management Agency (MEMA).
The Center will strengthen the region’s response to natural hazards by offering a variety of courses to emergency management workers, including those in official state emergency management agencies as well as in related fields, such as public health and defense, in the public and private sector. The Center will not charge tuition or fees to participants from state or local governments. Travel costs (meals, mileage, hotel) are not included.
The regional program will make trainings easier to attend. Classes will be held in-person and by virtual delivery. Currently, most trainings are held at the National Fire Academy and Emergency Management Institute (EMI) in Emmitsburg, Maryland which can often make attendance difficult. NEMTEC will offer a curriculum that covers the broad span of emergency management topic areas. Curriculum will include existing training and education from a variety of sources as well as courses and trainings developed by the New England states. This collaborative program will bring together all New England states, federal and local emergency management, and emergency managers from various sectors to build the comprehensive curriculum, guide and support development of new courses and trainings, and assist with implementation of the program.
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Elevation Certificate and Dry Floodproofing Form |
Until the OMB review process is complete, please continue to use the existing forms available on FEMA’s website. Upon OMB approval, FEMA will issue a memorandum highlighting changes to the forms and update the website for immediate use of the newly approved forms with the new expiration date.
In March 2023, FEMA has also produced a new Elevation Certificate fact sheet for property owners. This new fact sheet explains how an Elevation Certificate is useful in the new Risk Rating 2.0 insurance premium rating methodology, how the it is used for construction and regulatory purposes, and how to obtain an Elevation Certificate.
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NFIP & Community Rating System (CRS) WEBINARS
NFIP-related training webinars are available through STARR, a FEMA contractor. Below is a list of upcoming webinars. To register, go to the NFIP training website and click on the "Upcoming" tab. When asked during registration what FEMA Region you are in, please reply "1". All webinars are one hour in length and begin at 1:00pm EST unless otherwise noted below.
- April 18, 2023 - CRS: Annual CRS Requirements
- April 19, 2023 - CRS & Floodplain Species Assessment
- April 20, 2023 - Introduction to FEMA Technical Bulletins
- April 27, 2023 - Floodplain Development Permit Review (12:00-1:00pm)
- April 27, 2023 - Inspecting Floodplain Development (1:30-3:00pm)
- May 16, 2023 - CRS: Preparing a Verification Visit
- May 17, 2023 - NFIP Basics
- May 25, 2023 - Introduction to NFIP Flood Insurance (1:00-2:30pm)
- June 20, 2023 - Introduction to CRS
- June 21, 2023 - CRS: Developing a PPI & Insurance Coverage Improvement Plan
CONNECTICUT FLOOD AWARENESS WORKSHOPS
Five Flood Awareness Workshops are being sponsored by the U.S. Army Corps of Engineers through their Silver Jackets program in cooperation with the Connecticut Division of Emergency Management and Homeland Security, Connecticut Department of Energy and Environmental Protection, National Weather Service, and the U.S. Geological Survey. This workshop is intended for local Emergency Management Directors, Chief Elected Officials, Local Planning and Zoning Officials, Town Engineers and organizations that work with underserved populations. These workshops will provide awareness and understanding of coastal, inland and urban flood risk with the goal of protecting life and property. All workshops are held from 8:00am to 4:00pm with lunch and refreshments provided. These workshops are free but registration is required at the links provided below.
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May 4, 2023 - Fairfield County Regional Fire School, 205 Richard White Way, Fairfield, (DEMHS Region 1), register here.
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May 23, 2033 - United Illuminating Company,100 Marsh Hill Road, Orange (DEMHS Region 2), register here.
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June 6, 2023 - Holy Family Monastery & Conference Center, 33 Tunxis Road, West Hartford (DEMHS Region 3), register here.
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June 13, 2023 – Eastern Connecticut Fire School, 1 Fire School Road, Willimantic (DEMHS Region 4), register here.
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June 21, 2023 - Kent School, Dickinson Auditorium, 1 Macedonia Road, Kent (DEMHS Region 5), register here.
FLOODPLAIN MANAGEMENT CLASS E273 - VERMONT
The State of Vermont is hosting an upcoming 4-day Managing Floodplain Development through the National Flood Insurance Program (E273) class on April 18- 21, 2023, 8:30am-4:30pm at the Vermont State Office Complex, Elm Room, 280 State Drive, Waterbury, VT. This training class is FREE and is being offered in partnership with Vermont Agency of Natural Resources, the Association of State Floodplain Managers (ASFPM), and FEMA Region 1. This is the field deployed version of FEMA’s E273 course that is offered at the Emergency Management Institute (EMI). This class provides 12 CECs for CFMs. Travel, meals and lodging expenses are not covered.
This 4-day course is a training opportunity for local officials responsible for administering their local floodplain regulations. This course is geared towards local officials who administer their floodplain regulations and have limited floodplain management experience. Class size is capped at 35 participants and others are encouraged to attend, but preference will be given to Vermont local floodplain managers. Please register online by April 7, 2023. Participants will be notified of whether they have a seat or not by April 11, 3023. Contact rebecca.pfeiffer@vermont.gov with any questions.
CONNECTICUT ASSOCIATION OF FLOOD MANAGERS (CAFM)
FLOOD INSURANCE & RISK RATING 2.0 WEBINARS & VIDEOS
Watch this 2 hour video of a training session recorded on June 8, 2021 for insurance agents to learn more about Risk Rating 2.0. This 1:15 minute video will discuss how Risk Rating 2.0 defines a property's unique flood risk. This 25 minute video of a 2022 Hurricane Season webinar for insurance agents is also available.
Risk Rating 2.0 - Equity in Action videos
EPA SOAK UP THE RAIN WEBINARS & WATERSHED ACADEMY
Soak Up the Rain is a U.S. EPA stormwater public outreach and education program to raise awareness about the costly impacts of polluted stormwater runoff and encourage compliance with stormwater rules and requirements through nature-based solutions such as green infrastructure and low impact development. To view watch recordings of past webinars, visit their webinar archive. The U.S. EPA Watershed Academy offers training and resources on watershed management, including a new Hazard Mitigation Planning and Water Resource Management training module, intended for water quality and hazard mitigation professionals that are interested in integrating water quality issues and/or nature-based solutions into state or local Hazard Mitigation Plans.
NATURAL HAZARDS CENTER
NATIONAL ASSOCIATION OF WETLANDS MANAGERS (NAWM)
EXPLORING CLIMATE SOLUTIONS WEBINAR SERIES
ASSOCIATION OF STATE FLOODPLAIN MANAGERS (ASFPM)
The ASFPM Training and Knowledge Center offers webinars and an online university as a professional development resource for floodplain management professionals.
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NFIP 101 Training Course - This on-demand nine unit course covers flood maps and studies, flood regulations, compliance, flood insurance, substantial improvement/substantial damage, and pre/post disaster floodplain management. The combined course duration for all nine units is approximately 14-17 hours to complete. There is a twenty question exam at the end of the course with unlimited retakes. The course can be completed at your own pace.
AMERICAN PLANNING ASSOCIATION (APA)
Recordings of previous Planning Information Exchange (PIE) webinars can be found here.
CENTER FOR LAND USE EDUCATION & RESEARCH (CLEAR)
RESILIENT NATION PARTNERSHIP NETWORK (RNPN)
FEMA's Resilient Nation Partnership Network (RNPN) brings together a diverse network of stakeholders committed to help communities act and become more resilient toward natural disasters and climate-related events. Below are upcoming events:
VIDEOS
On August 8th, 2022, FEMA Region 1 hosted a two-hour Flood Mapping 101 Skill-Share Virtual Workshop for state and local floodplain management and permitting officials in New England. Topics covered included: history of the flood mapping program, overview of flood insurance rate maps and flood insurance studies, Map Service Center tutorial, how to read flood maps and how different flood zones affect local communities, the flood mapping development process, and Letters of Map Change.
Section 1206 of the Disaster Recovery Reform Act (DRRA) authorizes FEMA to reimburse communities that participate in the NFIP for the resources needed to effectively administer and enforce building codes and floodplain management regulations following a major disaster declaration. This creates new eligible activities through FEMA’s Public Assistance (PA) Program to carry out required post-disaster activities. FEMA has developed a 6 minute video on DRRA 1206 to educate floodplain administrators, emergency managers, elected officials, and other stakeholders in the recovery process with the information needed for successful reimbursement of these new eligible activities.
This eight-video training series provides guidance on how to complete each section of a elevation certificate as per requirements of the Community Rating System (CRS) program. The series also covers general issues that are commonly encountered and how to correct an elevation certificate that was filled out incorrectly.
This 15 minute educational video from Adapt CT highlights flooding scenarios within our state along with the social and economic impacts of flooding, and opportunities for mitigation. The video aims to increase the knowledge base of municipal officials to make informed decisions and effective choices supporting resilience. The general public and other stakeholders will also find the video valuable.
This 13 minute educational video from Adapt CT highlights the effects of climate change in our state. The video aims to increase the knowledge base of municipal officials to make informed decisions and effective choices supporting resilience. The general public and other stakeholders will also find the video valuable.
This 18 minute educational video from Adapt CT, entitled Drowning in Liability: Reducing climate change impacts through municipal planning and zoning, aims to help viewers recognize the planning and zoning interests related to flooding, describes actions that can reduce liability related to planning and zoning decisions, and identifies key resources for further information. The video illustrates the causes of flooding and what has and can been done to protect Connecticut residents, property, and natural resources from its devastating impacts. The video also discusses “takings” and identifies multiple court cases to enhance understanding.
This 7 minute video from NASA's Goddard Space Flight Center, "Rising Waters" series, discusses high tide flooding, also known as sunny day or nuisance flooding, that is occurring as a result of sea level rise. Sea level rise is often spoken of in future terms, including projections for impacts we're likely to see by the end of the century. But in many communities in the U.S., sea level rise is already a factor in people's lives in the form of high-tide flooding. The video visits Annapolis, Maryland that has seen a dramatic increase in floods in recent years. Waters sometimes breach flood walls, or more often, back up through storm sewers to flood nearby streets.
This 5 minute video highlights how the U.S. Naval Submarine Base is an outstanding example of preparedness and shows some of the actions they have taken include elevating equipment and materials, using floodgates and having a plan of action in order to be more flood resistant.
This 5 minute video highlights a local full-service marina and boat repair business which has implemented a variety of actions to protect the environment and be more flood resistant, including a daily walk-through and connecting with local emergency responders.
This 25 minute video will show how to make your business resilient to natural hazards, reduce property damage, environmental contamination and liability. This video will help businesses that use chemicals in their process, sell chemicals and store hazardous waste onsite, including retail stores and service providers. It offers steps businesses can take to reduce risks and keep your business operating, especially those in flood prone areas. This video is also available as a training course.
COASTAL STATES ORGANIZATION (CSO)
ENVIRONMENTAL BUSINESS COUNCIL (EBC) NEW ENGLAND
CTDEEP AQUIFER PROTECTION AREA PROGRAM TRAINING
This free, online course assists municipal aquifer protection agencies and their staff with meeting the training requirements under the Connecticut Aquifer Protection Act. The course can be completed at your own place, but must be completed within 60 days once started. It is estimated that the course will take approximately 8 hours to complete. There are 13 modules with text, videos, interactive activities, and practice quizzes. The course provides an overview of the regulatory requirements for local implementation, instructs agency members and staff responsible for knowing the law, and assists them in complying with the law. Register here for the training program.
TRAINING FOR MUNICIPAL INLAND WETLAND AGENTS
NOAA DIGITAL COAST VIRTUAL LEARNING
FLOODPROOFING.COM
- Floodplain Design, Construction and Impacts on Flood Insurance - April 5, May 3, June 7, July 5, August 2, September 6, October 4, November 1 -3:00-4:00pm
- Designing Passive Floodproofing Solutions Using Floodproof Windows and Wall Systems - April 19, May 17, June 21, July 19, August 16, September 20, October 18, November 15 - 3:00-4:00pm
- Active & Passive Floodproofing for Non-Residential Buildings in Special Flood Hazard Areas - June 29, September 28 - 3:00-4:00pm
- Flood Insurance and Mitigation Outreach - April 27, October 31 - 6:00-7:00pm
- Flood Design Team Overview - May 30, August 29, November 28- 3:00-3:30pm
CONFERENCES
FEMA EMERGENCY MANAGEMENT INSTITUTE (EMI)
The Emergency Management Institute (EMI) is located at the Federal Emergency Management Agency (FEMA) National Emergency Training Center (NETC) in Emmitsburg, Maryland. EMI serves as the national center for emergency management training of federal, state and local government officials. Tuition, housing, and all books and materials are provided at no cost. Participants are responsible for the cost of a meal pass (approximately $150/week). EMI continues to monitor the Centers for Disease Control and Prevention COVID-19 guidance and will provide regular updates to students on masking, testing and vaccination requirements. Below is a select list of floodplain management classes offered into 2023. A full list of training classes and how to apply for admission can be found at the EMI website.
E101 Foundations of Emergency Management - June 12-16, 2023.
E102 Science of Disaster - July 12-14, 2023.
E103 Planning: Emergency Operations - July 17-18, 2023.
E190 Arc GIS for Emergency Managers - June 12-15, 2023.
E212 Hazard Mitigation Assistance: Developing Quality Application Elements - April 24-27, 2023.
E213 Hazard Mitigation Assistance Program: Application Review & Evaluation- July 24-25, 2023.
E214 Unified Hazard Mitigation Assistance Program: Project Implementation and Programmatic Closeout - July 26-27, 2023.
E273 Managing Floodplain Development through the NFIP - May 1-4, August 28-31, 2023.
E278 Community Rating System (CRS) - April 3-6, 2023.
E279 Retrofitting Flood-prone Residential Buildings - May 1-4, September 11-14, 2023.
E312 Fundamentals of Building Science - September 25-28, 2023.
E528 Mitigation for Tribal Governments - July 24-27, 2023.
EMI also offers free Independent Study courses on various aspects of the NFIP aimed at community officials, surveyors, insurance agents, and claims adjusters. These web-based courses are offered at no cost and can be taken at your own pace. Below is a sample of courses available. Independent study courses are also available for other topics in emergency management, hazard mitigation planning, disaster response and dam safety.
IS-10.a Animals in Disasters: Awareness & Preparedness
IS-11.a Animals in Disasters: Community Planning
IS-21.21 Civil Rights and FEMA Disaster Assistance
IS-30.b Mitigation eGrants System for the Subgrant Applicant
IS-42 Social Media in Emergency Management
IS-111.a Livestock in Disasters
IS-158 Hazard Mitigation Flood Insurance in Disaster Operations
IS-162 Hazard Mitigation Floodplain Management in Disaster Operations
IS-212.b Introduction to Unified Hazard Mitigation Assistance (HMA)
IS-230.d Fundamentals of Emergency Management
IS-251.a Integrated Public Alert and Warning System (IPAWS) for Alerting Administrators
IS-271.a Anticipating Hazardous Weather and Community Risk
IS-273 How to Read a Flood Insurance Rate Map (FIRM)
IS-274 How to Read a Flood Insurance Study (FIS)
IS-276.a Benefit-Cost Analysis (BCA) Fundamentals
IS-277.a Benefit-Cost Analysis (BCA): Entry Level
IS-279.a Introduction to Retrofitting Flood-prone Residential Structures
IS-280 Overview: Engineering Principles & Practices for Retrofitting Flood-prone Residential Structures
IS-284.a Using the Substantial Damage Estimator 3.0 Tool
IS-285 Substantial Damage Estimator for the Floodplain Administrator
IS-318 Mitigation Planning for Local and Tribal Communities
IS-324.a Community Hurricane Preparedness
IS-366.a Planning for the Needs of Children in Disasters
IS-386 Introduction to Residential Coastal Construction
IS-393.b Introduction to Hazard Mitigation
IS-394.a Protecting Your Home or Small Business From Disaster
IS-552 The Public Works Role in Emergency Management
IS-554 Emergency Planning for Public Works
IS-556 Damage Assessment for Public Works
IS-558 Public Works and Disaster Recovery
IS-559 Local Damage Assessment
IS-632a Introduction to Debris Operations
IS-633 Debris Management Plan Development
IS-634 Introduction to FEMA's Public Assistance Program
IS-727 Floodplain Management and Protection of Wetlands
IS-815 ABCs of Temporary Emergency Power
IS-870.a Dam Sector: Crisis Management
IS-871.a Dam Sector: Security Awareness
IS-872.a Dam Sector: Protective Measures
IS-922.a Applications of GIS for Emergency Management
IS-1100.a Increased Cost of Compliance
IS-1101.b Basic Agent Tutorial
IS-1102 Theory of Elevation Rating
IS-1103.a Elevation Certificate for Surveyors
IS-1104 NFIP Claims Review for Adjusters
IS-1105.a EC Made Easy: Elevation Certificate Overview
IS-1106.a FEMA Mapping Changes
IS-1107 Adjuster Customer Service
IS-1108 Insuring Condominiums
IS-1109.a Understanding Basement Coverage
IS-1110.a Writing Commercial Exposures
IS-1111 Introduction to Commercial Claims
IS-1112 Introduction to Flood Claims
IS-1113 Coastal Barrier Resources Act
IS-1117 Severe Repetitive Loss for Agents
IS-1119 Letters of Map Amendment (LOMA) & Letters of Map Revision Based on Fill (LOMR-F)
IS-1120 Letters of Map Revision (LOMR)
IS-2001 Threat and Hazard Identification Risk Assessment (THIRA)
IS-2901 Introduction to Community Lifelines
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The Connecticut Department of Energy and Environmental Protection is an Affirmative Action/Equal Opportunity Employer that is committed to complying with the requirements of the Americans with Disabilities Act (ADA). If you are seeking a communication aid or service, have limited proficiency in English, wish to file an ADA or Title VI discrimination complaint, or require some other accommodation, including equipment to facilitate virtual participation, please contact the DEEP Office of Diversity and Equity at (860) 418-5910 or by email at deep.accommodations@ct.gov. Any person needing an accommodation for hearing impairment may call the State of Connecticut relay number - 711. In order to facilitate efforts to provide an accommodation, please request all accommodations as soon as possible following notice of any agency hearing, meeting, program or event.
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