This package product provides nonprofit social service organizations with the opportunity to purchase general liability, property, social services professional, directors and officers and employment practices liability coverage all through one application!

COMMUNITY

  • Animal shelter/rescue
  • Botanical garden
  • Caregivers/Companion (non-medical)
  • Community outreach
  • Community center
  • Conservation group
  • Food bank/Soup kitchen
  • Health care clinic (premise liability only)
  • Historical society
  • Horticultural society
  • Mobile showers/Hygiene centers
  • Senior activity center
  • Thrift store
  • Vocational/Sheltered workshop

COUNSELING, SUPPORT & REFERRAL

  • Abused adult counseling
  • Anxiety and stress management
  • At-risk youth counseling
  • Career and budget counseling
  • Employment services
  • LGBTQ support services
  • Health and wellness
  • Parenting education
  • Pregnancy help center
  • Psychologist services
  • Referral agency
  • Sleep disorder counseling
  • Speech therapist
  • Spiritual counseling
  • Substance abuse recovery (non-medical)
  • Support group

RESIDENTIAL

  • Abused adult shelter
  • Group home for special needs individuals
  • Halfway housing
  • Homeless shelter
  • Transitional housing
  • Sober housing
  • Hospice


YOUTH

  • After school tutoring
  • Big Brother/Big Sister
  • Learning disorder services
  • Reading program
  • Youth mentoring and recreation
  • Home school/Education support group

GENERAL LIABILITY/SOCIAL SERVICE PROFESSIONAL FEATURES:

  • Separate occurrence limits of liability available up to $1M/$3M for general liability, social service professional and abuse and molestation
  • Special events coverage available at no additional cost
  • Defense costs for state disciplinary proceedings available up to $100K


DIRECTORS AND OFFICERS/EMPLOYMENT PRACTICES FEATURES:

  • Separate limits of liability with unlimited defense costs outside the limit
  • Lifetime occurrence reporting period for former directors and officers
  • Automatically includes third party discrimination and harassment


PROPERTY FEATURES:

  • Special cause of loss form
  • Property limits up to $3M (coastal limit $1M excluding wind and hail)
  • Equipment breakdown to cover your electrical, mechanical and pressure equipment

INSTANT PHONE QUOTE

Earn 15% commission!

Call (888) 216-5835

SUBMISSIONS

Send completed applications to

emailrec@jkrar.com

Instant Phone Quote
Social Services Application

JEFFREY KRAR

Commercial Lines Underwriter

Email Jeff

MELODY DEAN

Professional Lines Underwriter

Email Melody

Fully completed applications are serviced the quickest!

Joseph Krar & Associates, Inc. | www.jkrar.com

p (860) 628-3967 f (860) 628-3969

P.O. Box 580 1676 West St., Southington, CT 06489

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