November 2021 eNews
Borrow $500 or $1,000 for holiday expenses
at 10% APR* and pay it back $70 bi-weekly or $35 per week. 

We make getting EXTRA MONEY FOR THE HOLIDAYS easy:
  1. Open a Toro Credit Union account - if you don’t already have one.
  2. Complete the Online Loan Application.
  3. Update your WorkDay App to add your direct deposit.

Hurry, applications will be accepted until December 13, 2021. 
*Federally insured by the NCUA. Equal Housing Opportunity. Annual percentage rate. All required documents must be signed and received by the credit union before funding.
NO closing costs unless a full appraisal is needed.
*Annual percentage rate. Offer only applies to Minnesota and Wisconsin mortgages. Federally insured by the NCUA. Equal Housing Opportunity.
Fall is a great time to shop for a camper or RV!

  • Get preapproved for your loan before you start shopping.
  • Finance your recreational purchase at Toro Credit Union to save money.
  • Refinance your recreational vehicle loan from another lender.
*All loan financing is based upon credit qualifications. See credit union for full details. Some restrictions apply. Federally insured by the NCUA. 
Paying for purchases is simple and secure using your Toro Credit Union Debit Card and your mobile wallet. Just add your Toro Credit Union Debit Card to the mobile wallet app already on your mobile device or download the app from your app store. It’s accepted at merchants where you see the above icons.  
Enroll in Online Bill Pay before November 30th, and you will be automatically entered to win Bose noise-canceling wireless headphones. If you are not signed up for Online Bill Pay, please follow these instructions to get signed up.
Invite Family & Co-Workers to Join

Invite your co-workers and immediate family members* to join YOUR Credit Union. FOR A LIMITED TIME, WE'LL DEPOSIT $10 INTO NEW MEMBER ACCOUNTS. Think of it as a welcome gift. In addition to the free cash, they can take advantage of:

  • Low-interest rates for loans
  • High-interest rates for savings
  • Time-saving electronic services
  • Outstanding member service
  • Member ownership and control

Please contact the credit union with questions.
*Immediate family members include spouses, children, stepchildren, parents, grandparents, grandchildren, brothers or sisters.
Holiday Travel Tips

Tip #1: Be sure to notify the credit union of your holiday travel plans, so that your out-of-state transactions are NOT declined. Call or email the credit union with your travel details.

Tip #2: With CO-OP Shared Branching, you can access your Toro Credit Union accounts nationwide at affiliated credit union branches in over 5,400 locations around the country FREE of charge. Download the CO-OP Shared Branch finder app.
Use "Manage My Cards" This Holiday Season

During the holidays we spend more freely than we do other times of the year. The Manage MyCards feature can be very helpful during peak spending periods because it allows you to:

  • Temporarily turn your card off if you have misplaced it (Lock Card)
  • Turn your card back on once you have located it (Unlock Card)
  • View card transactions and balance
  • Setup activity alerts -
  • Quickly report a lost or stolen card

Here is how to use the “Manage My Cards” feature:  
  1. Log in to the Mobile Banking App
  2. Click “More” in the bottom corner
  3. Click “Manage My Cards”
Mark Your Calendar


Monday, November 1st - Holiday Savings Distribution

Thursday & Friday, Nov. 25th & 26th - Closed for Thanksgiving
CONNECT WITH US!

Lobby Hours: Monday - Thursday 8:30 am - 4 pm CST

Call Center Telephone Hours: Monday - Friday 7 am - 8:30 am CST & 4 pm - 7 pm CST
Saturday 7 am - 4 pm CST
 
Website: www.ToroFCU.org
Lending Email: lending@torofcu.org

Federally insured by the NCUA.   Equal Housing Opportunity.