JMAFCU's 40th Anniversary Specials: The Clock is Ticking |
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Auto Loan Discount
JMAFCU is celebrating 40 years and we want you to celebrate with us! We are offering a 40th Anniversary special: receive a 0.40% APR* reduction on your qualified rate for a new or used auto loan.
Not ready to buy, but still want to save more? Bring your current non-JMAFCU auto loan to us and we may be able to help you lower your monthly payment!
You must mention the 40th anniversary special to qualify for the APR discount in the comments of our online loan application or when you speak with a JMAFCU Loan Officer.
*Annual Percentage Rate. All loans subject to approval. Terms and conditions based on creditworthiness and an evaluation of each borrower's credit file. Interest accrues at loan origination date. Federally insured by NCUA.
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Back-to-School Personal Loan Discount
Fall is around the corner! So naturally, that means it’s time to stock up on all the seemingly endless items for school like tuition, dorm room essentials, sports gear, uniforms, and other supplies. Or maybe your “normal” isn’t back-to-school but time for you to catch up on home improvements or consolidate your debts.
With a JMAFCU Personal Loan for your back-to-school (or back-to-normal) expenses, you can count on:
- Approvals up to $10,000
- A great fixed rate as low as 5.40% APR*
- Terms up to 60 months with no prepayment penalty
APPLY ONLINE for a quick decision and the proceeds can be applied directly to your JMAFCU checking account. In other words, get a little cash... and a bunch of joy!
*Annual Percentage Rate. All loans are subject to approval. Terms and conditions based on creditworthiness and an evaluation of each borrower’s credit file. The promotion ends September 30, 2021.
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JMAFCU Visa® Credit Card Balance Transfer
With a JMAFCU Visa® Credit Card, you can make meaningful progress toward paying off your high-interest credit card debt. Low, affordable interest rates on purchases pair with no-fee balance transfers that have a fixed rate for the life of the transferred balance repayment. Choose from a flexible Classic card or a Gold Rewards or Platinum Rewards card that pays you each time you spend.
*APR=Annual Percentage Rate. As of 9/1/2021, balance transfer rates range from 5.40% APR to 18% APR, are based on creditworthiness, and will be fixed for the life of the transferred balance and subject to a penalty rate. Offer only valid for balances transferred from non-JM Associates Federal Credit Union credit cards. Balance transfers are not eligible to earn rewards. The maximum total transfer amount is limited to your available credit line. If you transfer a balance with this offer, interest will be charged on purchases made with your credit card unless you pay the entire balance, including any transferred balances, in full each month by the payment due date. Limited time offer.
**Visa Gold and Visa Platinum cardholders: to participate in the balance transfer you must upgrade to a Visa Gold Rewards or Visa Platinum Rewards card which are variable rate cards. These rates are for balance transfers only.
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Ways to Save Money When Shopping Online |
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It’s time to replace that rush you get from filling your virtual cart with the high that comes from saving a ton of money. Get ready to transform the way you shop online... READ MORE.
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Meet Our Team: Mayra Garcia |
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Mayra Garcia, Member Service Representative in our Deerfield Beach location, joined our team in February of 2015. Mayra has over 10 years of experience in the banking industry and 15 years in customer service. Mayra is fluent in English and Spanish. Originally from Guatemala, Mayra moved to Boston, MA at the age of three. To her, Boston is home… Go Red Socks! Outside the office, she enjoys spending time with her daughter, outdoor activities, and Pilates classes. Mayra is always ready to provide members with exceptional service. Contact Mayra at 800-581-2256 or stop by and visit her at the Deerfield Branch, she will gladly assist you with your financial needs... in English or Spanish! |
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Then get on your way to financial freedom by transferring your high-interest credit card debt to a JMAFCU Visa® Credit Card
Repaying a high-interest credit card balance can feel like walking a high-wire on a windy day. Miss a payment by a day? A late fee knocks you off the wire. Need a cash advance? Better prepare for a long fall.
With a JMAFCU Visa® Credit Card, you can step off the wire and onto solid financial ground. Low, affordable interest rates on purchases pair with no-fee balance transfers that have a fixed rate for the life of the transferred balance repayment. Choose from a flexible Classic card or a Gold Rewards or Platinum Rewards card that pays you each time you spend.
A JMAFCU Visa® Credit Card: affordable, convenient, smart
- Combine other debts to pay them off more quickly
- Avoid late fees
- It's possible to improve your credit score
- Save money on interest
- Continue spending while you repay
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*APR=Annual Percentage Rate. As of 9/1/2021, balance transfer rates range from 5.40% APR to 18% APR, are based on creditworthiness, and will be fixed for the life of the transferred balance and subject to a penalty rate. Offer only valid for balances transferred from non-JM Associates Federal Credit Union credit cards. Balance transfers are not eligible to earn rewards. The maximum total transfer amount is limited to your available credit line. If you transfer a balance with this offer, interest will be charged on purchases made with your credit card unless you pay the entire balance, including any transferred balances, in full each month by the payment due date. Limited time offer.
**Visa Gold and Visa Platinum cardholders: to participate in the balance transfer you must upgrade to a Visa Gold Rewards or Visa Platinum Rewards card which are variable rate cards. These rates are for balance transfers only.
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Looking to Buy a Home? Here's How to Make Your Offer Stand Out. |
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Homes are quickly selling this fall, some with 10 or more offers. With this intense amount of competition, it's important that your offer stands out from all the rest. Here are 3 ways to ensure your offer is one of the best on the table.
Get pre-approved: Most sellers will not even consider an offer without a pre-approved buyer. A pre-approval serves as proof of financial stability and that the buyer's offer can be accepted with confidence... READ MORE.
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JM Associates Federal Credit Union | 800-581-2256
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